Is REDW or DIVO a better dividend investment in 2026?

REDW currently yields 0.97% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between REDW and DIVO?

REDW has a forward dividend yield of 0.97% ($2.25/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 5.52 percentage points.

Home › Compare › REDW vs DIVO

REDW vs DIVO: Dividend Comparison 2026

REDW yields 0.97% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 REDW wins by $9.6K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

REDW

● Live price

0.97%

Share price

$232.74

Annual div

$2.25

5Y div CAGR

45.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.3K

Annual income

$7,046.28

Full REDW calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — REDW vs DIVO

📍 REDW pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	REDW	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, REDW + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

REDW pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REDW

Annual income on $10K today (after 15% tax)

$82.17/yr

After 10yr DRIP, annual income (after tax)

$5,989.34/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, REDW beats the other by $5,154.91/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of REDW + DIVO for your $10,000?

REDW: 50%DIVO: 50%

100% DIVO50/50100% REDW

Portfolio after 10yr

$35.5K

Annual income

$4,013.98/yr

Blended yield

11.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REDW buys

DIVO buys

No recent congressional trades found for REDW or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricREDWDIVO

Forward yield	0.97%	6.49% ✓
Annual dividend / share	$2.25	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	45.7% ✓	0%
Portfolio after 10y	$40.3K ✓	$30.7K
Annual income after 10y	$7,046.28 ✓	$981.68
Total dividends collected	$18.3K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: REDW vs DIVO ($10,000, DRIP)

Year	REDW Portfolio	REDW Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1	$10,841	$140.85	$11,349	$649.42	$508.00 → DIVO
2	$11,808	$207.93	$12,833	$688.83	$1.0K → DIVO
3	$12,943	$308.38	$14,459	$727.90	$1.5K → DIVO
4	$14,309	$460.28	$16,238	$766.49	$1.9K → DIVO
5	$16,003	$692.91	$18,179	$804.47	$2.2K → DIVO
6	$18,179	$1,055.26	$20,293	$841.71	$2.1K → DIVO
7	$21,084	$1,632.27	$22,591	$878.14	$1.5K → DIVO
8← crossover	$25,137	$2,577.78	$25,087	$913.65	+$50.00 → REDW
9	$31,082	$4,185.00	$27,791	$948.18	+$3.3K → REDW
10	$40,304	$7,046.28	$30,718	$981.68	+$9.6K → REDW

REDW vs DIVO: Complete Analysis 2026

REDW — Stock

Redwood Financial, Inc. operates as the financial holding company for HomeTown Bank that provides various banking products and services in Minnesota. It offers checking, savings, money market, and demand deposit accounts; IRAs and HSAs; certificates of deposit. The company also provides personal, home equity/HELOC, real estate, business, and agricultural loans. In addition, it offers property, casualty, crop, and health/life insurance products; ATMS, bill pay, notary, safe deposit box, wire transfer, positive pay, remote deposit capture, merchant card, and ACH transaction processing services; credit cards; and online, phone, and mobile banking services. The company serves farmers, businesses, and consumers. Redwood Financial, Inc. was founded in 1924 and is based in Redwood Falls, Minnesota.

Full REDW Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.