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REFLX vs XYLD: Dividend Comparison 2026

REFLX yields 7.18% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 REFLX wins by $6.9K in total portfolio value
10 years
REFLX
REFLX
● Live price
7.18%
Share price
$10.37
Annual div
$0.74
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.2K
Annual income
$1,132.61
Full REFLX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — REFLX vs XYLD

📍 REFLX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodREFLXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, REFLX + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
REFLX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REFLX
Annual income on $10K today (after 15% tax)
$610.34/yr
After 10yr DRIP, annual income (after tax)
$962.72/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,773.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of REFLX + XYLD for your $10,000?

REFLX: 50%XYLD: 50%
100% XYLD50/50100% REFLX
Portfolio after 10yr
$28.7K
Annual income
$2,175.82/yr
Blended yield
7.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REFLX buys
0
XYLD buys
0
No recent congressional trades found for REFLX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricREFLXXYLD
Forward yield7.18%10.98% ✓
Annual dividend / share$0.74$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.2K ✓$25.3K
Annual income after 10y$1,132.61$3,219.02 ✓
Total dividends collected$9.3K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: REFLX vs XYLD ($10,000, DRIP)

YearREFLX PortfolioREFLX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,418$718.05$10,818$1,098.39+$600.00 → REFLX
2$12,984$766.24$11,738$1,222.51+$1.2K → REFLX
3$14,707$814.30$12,774$1,364.64+$1.9K → REFLX
4$16,598$862.02$13,944$1,527.86+$2.7K → REFLX
5$18,669$909.25$15,270$1,715.87+$3.4K → REFLX
6$20,932$955.80$16,775$1,933.09+$4.2K → REFLX
7$23,399$1,001.53$18,490$2,184.87+$4.9K → REFLX
8$26,083$1,046.31$20,450$2,477.63+$5.6K → REFLX
9$28,999$1,090.04$22,697$2,819.19+$6.3K → REFLX
10$32,161$1,132.61$25,280$3,219.02+$6.9K → REFLX

REFLX vs XYLD: Complete Analysis 2026

REFLX — Stock

Functions as a closed-end investment fund or Investment trust

Full REFLX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.