Is REGL or XYLD a better dividend investment in 2026?

REGL currently yields 2.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between REGL and XYLD?

REGL has a forward dividend yield of 2.25% ($1.95/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.73 percentage points.

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REGL vs XYLD: Dividend Comparison 2026

REGL yields 2.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.3K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

REGL

● Live price

2.25%

Share price

$86.41

Annual div

$1.95

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.0K

Annual income

$260.78

Full REGL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — REGL vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	REGL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, REGL + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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REGL pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REGL

Annual income on $10K today (after 15% tax)

$191.62/yr

After 10yr DRIP, annual income (after tax)

$221.66/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,514.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of REGL + XYLD for your $10,000?

REGL: 50%XYLD: 50%

100% XYLD50/50100% REGL

Portfolio after 10yr

$24.1K

Annual income

$1,739.90/yr

Blended yield

7.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REGL buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Charles J. "Chuck" Fleischmann	🏢 House	$REGL	▼ Sell	$1,001 - $15,000	2026-01-28
Hakeem S. Jeffries	🏢 House	$REGL	▼ Sell	$1,001 - $15,000	2021-03-15
Hakeem S. Jeffries	🏢 House	$REGL	▼ Sell	$1,001 - $15,000	2020-11-25
Hakeem S. Jeffries	🏢 House	$REGL	▲ Buy	$15,001 - $50,000	2018-08-23

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricREGLXYLD

Forward yield	2.25%	10.98% ✓
Annual dividend / share	$1.95	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.0K	$25.3K ✓
Annual income after 10y	$260.78	$3,219.02 ✓
Total dividends collected	$2.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: REGL vs XYLD ($10,000, DRIP)

Year	REGL Portfolio	REGL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,925	$225.43	$10,818	$1,098.39	+$107.00 → REGL
2	$11,920	$230.18	$11,738	$1,222.51	+$182.00 → REGL
3	$12,990	$234.71	$12,774	$1,364.64	+$216.00 → REGL
4	$14,138	$239.03	$13,944	$1,527.86	+$194.00 → REGL
5	$15,371	$243.14	$15,270	$1,715.87	+$101.00 → REGL
6← crossover	$16,694	$247.05	$16,775	$1,933.09	$81.00 → XYLD
7	$18,113	$250.76	$18,490	$2,184.87	$377.00 → XYLD
8	$19,635	$254.28	$20,450	$2,477.63	$815.00 → XYLD
9	$21,267	$257.62	$22,697	$2,819.19	$1.4K → XYLD
10	$23,017	$260.78	$25,280	$3,219.02	$2.3K → XYLD

REGL vs XYLD: Complete Analysis 2026

REGL — Stock

Under normal circumstances, the fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks which are equally weighted. No single sector is allowed to comprise more than 30% of the index weight.

Full REGL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.