Is RELOF or QYLD a better dividend investment in 2026?

RELOF currently yields 2.06% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RELOF and QYLD?

RELOF has a forward dividend yield of 2.06% ($0.24/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.86 percentage points.

Home › Compare › RELOF vs QYLD

RELOF vs QYLD: Dividend Comparison 2026

RELOF yields 2.06% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RELOF wins by $54.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RELOF

● Live price

2.06%

Share price

$11.84

Annual div

$0.24

5Y div CAGR

45.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.3K

Annual income

$24,357.65

Full RELOF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RELOF vs QYLD

📍 RELOF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RELOF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RELOF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RELOF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RELOF

Annual income on $10K today (after 15% tax)

$174.83/yr

After 10yr DRIP, annual income (after tax)

$20,704.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RELOF beats the other by $15,893.59/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RELOF + QYLD for your $10,000?

RELOF: 50%QYLD: 50%

100% QYLD50/50100% RELOF

Portfolio after 10yr

$52.8K

Annual income

$15,008.49/yr

Blended yield

28.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RELOF buys

QYLD buys

No recent congressional trades found for RELOF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRELOFQYLD

Forward yield	2.06%	11.92% ✓
Annual dividend / share	$0.24	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	45.2% ✓	0%
Portfolio after 10y	$80.3K ✓	$25.4K
Annual income after 10y	$24,357.65 ✓	$5,659.31
Total dividends collected	$54.8K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RELOF vs QYLD ($10,000, DRIP)

Year	RELOF Portfolio	RELOF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,999	$298.65	$10,352	$1,192.36	+$647.00 → RELOF
2	$12,214	$445.75	$10,830	$1,347.57	+$1.4K → RELOF
3	$13,741	$671.74	$11,460	$1,539.07	+$2.3K → RELOF
4	$15,728	$1,025.50	$12,275	$1,777.84	+$3.5K → RELOF
5	$18,422	$1,592.88	$13,323	$2,078.95	+$5.1K → RELOF
6	$22,244	$2,531.78	$14,667	$2,463.34	+$7.6K → RELOF
7	$27,949	$4,148.30	$16,396	$2,960.57	+$11.6K → RELOF
8	$36,979	$7,073.16	$18,631	$3,612.97	+$18.3K → RELOF
9	$52,266	$12,699.31	$21,548	$4,482.15	+$30.7K → RELOF
10	$80,283	$24,357.65	$25,398	$5,659.31	+$54.9K → RELOF

RELOF vs QYLD: Complete Analysis 2026

RELOF — Stock

Relo Group, Inc. provides corporate fringe benefit services in Japan. The company offers leased corporate housing management services; and residential property management services. It also provides life support services, such as leisure and accommodation services, as well as upskilling, medical examination, childcare, and nursing services. In addition, the company offers global relocation support services, including services related to working visa applications, medical examinations, vaccinations, and moving house overseas; and other services, such as the creation of overseas transfer regulations, arranging tickets for business trips, and house management during a transfer. Further, it engages in the operation of resorts, as well as in the insurance business. The company was formerly known as Relo Holdings, Inc. and changed its name to Relo Group, Inc. in July 2016. Relo Group, Inc. was incorporated in 1967 and is headquartered in Tokyo, Japan.

Full RELOF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this RELOF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RELOF vs SCHD RELOF vs JEPI RELOF vs O RELOF vs KO RELOF vs MAIN RELOF vs XYLD RELOF vs JEPQ RELOF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.