Is RELOF or SPHD a better dividend investment in 2026?

RELOF currently yields 2.06% with a 5% 5-year dividend growth rate. SPHD yields 4.30% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between RELOF and SPHD?

RELOF has a forward dividend yield of 2.06% ($0.24/share annually). SPHD yields 4.30% ($2.14/share annually). The yield gap is 2.24 percentage points.

Home › Compare › RELOF vs SPHD

RELOF vs SPHD: Dividend Comparison 2026

RELOF yields 2.06% · SPHD yields 4.30%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RELOF wins by $53.8K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

RELOF

● Live price

2.06%

Share price

$11.84

Annual div

$0.24

5Y div CAGR

45.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.3K

Annual income

$24,357.65

Full RELOF calculator →

SPHD

● Live price

4.30%

Share price

$49.61

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$567.37

Full SPHD calculator →

Portfolio growth — RELOF vs SPHD

📍 RELOF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RELOF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RELOF + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RELOF pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RELOF

Annual income on $10K today (after 15% tax)

$174.83/yr

After 10yr DRIP, annual income (after tax)

$20,704.00/yr

SPHD

Annual income on $10K today (after 15% tax)

$365.92/yr

After 10yr DRIP, annual income (after tax)

$482.26/yr

At 15% tax rate, RELOF beats the other by $20,221.74/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RELOF + SPHD for your $10,000?

RELOF: 50%SPHD: 50%

100% SPHD50/50100% RELOF

Portfolio after 10yr

$53.4K

Annual income

$12,462.51/yr

Blended yield

23.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RELOF buys

SPHD buys

No recent congressional trades found for RELOF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRELOFSPHD

Forward yield	2.06%	4.30% ✓
Annual dividend / share	$0.24	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	45.2% ✓	0%
Portfolio after 10y	$80.3K ✓	$26.5K
Annual income after 10y	$24,357.65 ✓	$567.37
Total dividends collected	$54.8K ✓	$5.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RELOF vs SPHD ($10,000, DRIP)

Year	RELOF Portfolio	RELOF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$10,999	$298.65	$11,130	$430.50	$131.00 → SPHD
2	$12,214	$445.75	$12,357	$447.82	$143.00 → SPHD
3← crossover	$13,741	$671.74	$13,687	$464.65	+$54.00 → RELOF
4	$15,728	$1,025.50	$15,126	$480.98	+$602.00 → RELOF
5	$18,422	$1,592.88	$16,682	$496.78	+$1.7K → RELOF
6	$22,244	$2,531.78	$18,362	$512.03	+$3.9K → RELOF
7	$27,949	$4,148.30	$20,174	$526.72	+$7.8K → RELOF
8	$36,979	$7,073.16	$22,127	$540.84	+$14.9K → RELOF
9	$52,266	$12,699.31	$24,230	$554.39	+$28.0K → RELOF
10	$80,283	$24,357.65	$26,493	$567.37	+$53.8K → RELOF

RELOF vs SPHD: Complete Analysis 2026

RELOF — Stock

Relo Group, Inc. provides corporate fringe benefit services in Japan. The company offers leased corporate housing management services; and residential property management services. It also provides life support services, such as leisure and accommodation services, as well as upskilling, medical examination, childcare, and nursing services. In addition, the company offers global relocation support services, including services related to working visa applications, medical examinations, vaccinations, and moving house overseas; and other services, such as the creation of overseas transfer regulations, arranging tickets for business trips, and house management during a transfer. Further, it engages in the operation of resorts, as well as in the insurance business. The company was formerly known as Relo Holdings, Inc. and changed its name to Relo Group, Inc. in July 2016. Relo Group, Inc. was incorporated in 1967 and is headquartered in Tokyo, Japan.

Full RELOF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

📬

Get this RELOF vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RELOF vs SCHD RELOF vs JEPI RELOF vs O RELOF vs KO RELOF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.