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REM vs XYLD: Dividend Comparison 2026

REM yields 9.36% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 REM wins by $11.3K in total portfolio value
10 years
REM
REM
● Live price
9.36%
Share price
$21.16
Annual div
$1.98
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.1K
Annual income
$1,686.79
Full REM calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — REM vs XYLD

📍 REM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodREMXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, REM + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
REM pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REM
Annual income on $10K today (after 15% tax)
$795.33/yr
After 10yr DRIP, annual income (after tax)
$1,433.77/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,414.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of REM + XYLD for your $10,000?

REM: 50%XYLD: 50%
100% XYLD50/50100% REM
Portfolio after 10yr
$31.5K
Annual income
$2,518.91/yr
Blended yield
7.99%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REM buys
0
XYLD buys
0
No recent congressional trades found for REM or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricREMXYLD
Forward yield9.36%11.20% ✓
Annual dividend / share$1.98$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.1K ✓$25.9K
Annual income after 10y$1,686.79$3,351.03 ✓
Total dividends collected$13.1K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: REM vs XYLD ($10,000, DRIP)

YearREM PortfolioREM Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,636$935.68$10,840$1,120.44+$796.00 → REM
2$13,468$1,017.50$11,786$1,249.59+$1.7K → REM
3$15,511$1,100.66$12,854$1,397.78+$2.7K → REM
4$17,782$1,184.73$14,063$1,568.33+$3.7K → REM
5$20,296$1,269.29$15,434$1,765.19+$4.9K → REM
6$23,070$1,353.97$16,995$1,993.14+$6.1K → REM
7$26,124$1,438.39$18,777$2,257.95+$7.3K → REM
8$29,474$1,522.20$20,818$2,566.58+$8.7K → REM
9$33,143$1,605.10$23,163$2,927.50+$10.0K → REM
10$37,149$1,686.79$25,865$3,351.03+$11.3K → REM

REM vs XYLD: Complete Analysis 2026

REM — Stock

The iShares Mortgage Real Estate ETF seeks to track the investment results of an index composed of U.S. REITs that hold U.S. residential and commercial mortgages.

Full REM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.