Is REML or RYLD a better dividend investment in 2026?

REML currently yields 33.39% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: REML offers higher current income.

What is the dividend yield difference between REML and RYLD?

REML has a forward dividend yield of 33.39% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 21.25 percentage points.

Home › Compare › REML vs RYLD

REML vs RYLD: Dividend Comparison 2026

REML yields 33.39% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 REML wins by $116.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

REML

● Live price

33.39%

Share price

$5.99

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$160.6K

Annual income

$23,309.91

Full REML calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — REML vs RYLD

📍 REML pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	REML	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, REML + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

REML pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REML

Annual income on $10K today (after 15% tax)

$2,838.06/yr

After 10yr DRIP, annual income (after tax)

$19,813.42/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, REML beats the other by $17,614.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of REML + RYLD for your $10,000?

REML: 50%RYLD: 50%

100% RYLD50/50100% REML

Portfolio after 10yr

$102.6K

Annual income

$12,948.62/yr

Blended yield

12.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REML buys

RYLD buys

No recent congressional trades found for REML or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricREMLRYLD

Forward yield	33.39% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$160.6K ✓	$44.5K
Annual income after 10y	$23,309.91 ✓	$2,587.35
Total dividends collected	$114.0K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: REML vs RYLD ($10,000, DRIP)

Year	REML Portfolio	REML Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$14,039	$3,338.90	$11,914	$1,213.65	+$2.1K → REML
2	$19,402	$4,380.79	$14,099	$1,351.30	+$5.3K → REML
3	$26,419	$5,658.37	$16,580	$1,494.55	+$9.8K → REML
4	$35,469	$7,200.58	$19,384	$1,642.61	+$16.1K → REML
5	$46,986	$9,034.73	$22,535	$1,794.70	+$24.5K → REML
6	$61,461	$11,185.53	$26,063	$1,950.00	+$35.4K → REML
7	$79,437	$13,674.14	$29,995	$2,107.69	+$49.4K → REML
8	$101,515	$16,517.40	$34,361	$2,266.99	+$67.2K → REML
9	$128,349	$19,727.18	$39,194	$2,427.12	+$89.2K → REML
10	$160,643	$23,309.91	$44,525	$2,587.35	+$116.1K → REML

REML vs RYLD: Complete Analysis 2026

REML — Stock

The investment seeks to provide a monthly compounded 2x leveraged long exposure to the price return version of the FTSE NAREIT All Mortgage Capped Index (the "index"). The index measures the composite performance of tax-qualified U.S. mortgage real estate investment trusts ("Mortgage REITs") with more than 50% of total assets invested in mortgage loans or mortgage-backed securities secured by interests in real property that are listed on the New York Stock Exchange, the NYSE Arca or the NASDAQ National Market List (the "index constituents").

Full REML Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.