HomeCompareRESI vs XYLD

RESI vs XYLD: Dividend Comparison 2026

RESI yields 20.61% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RESI wins by $50.5K in total portfolio value
10 years
RESI
RESI
● Live price
20.61%
Share price
$9.70
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$75.8K
Annual income
$7,189.83
Full RESI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RESI vs XYLD

📍 RESI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRESIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RESI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RESI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RESI
Annual income on $10K today (after 15% tax)
$1,752.00/yr
After 10yr DRIP, annual income (after tax)
$6,111.36/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, RESI beats the other by $3,375.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RESI + XYLD for your $10,000?

RESI: 50%XYLD: 50%
100% XYLD50/50100% RESI
Portfolio after 10yr
$50.5K
Annual income
$5,204.42/yr
Blended yield
10.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on RESI right now

RESI
Analyst Ratings
4
Buy
6
Hold
Consensus: Hold
Altman Z
-0.3
Piotroski
4/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RESI buys
0
XYLD buys
0
No recent congressional trades found for RESI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRESIXYLD
Forward yield20.61%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$75.8K$25.3K
Annual income after 10y$7,189.83$3,219.02
Total dividends collected$43.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RESI vs XYLD ($10,000, DRIP)

YearRESI PortfolioRESI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,761$2,061.18$10,818$1,098.39+$1.9KRESI
2$16,113$2,458.23$11,738$1,222.51+$4.4KRESI
3$20,141$2,900.78$12,774$1,364.64+$7.4KRESI
4$24,940$3,388.85$13,944$1,527.86+$11.0KRESI
5$30,608$3,921.73$15,270$1,715.87+$15.3KRESI
6$37,248$4,498.07$16,775$1,933.09+$20.5KRESI
7$44,971$5,115.85$18,490$2,184.87+$26.5KRESI
8$53,892$5,772.52$20,450$2,477.63+$33.4KRESI
9$64,129$6,465.01$22,697$2,819.19+$41.4KRESI
10$75,808$7,189.83$25,280$3,219.02+$50.5KRESI

RESI vs XYLD: Complete Analysis 2026

RESIStock

The fund adviser employs a “passive management” investment approach designed to track the total return performance, before fees and expenses, of the index. The index is a rules-based index that consists of U.S.- and Canada-listed companies engaged in the Residential and Apartment Real Estate Business. Under normal circumstances, the fund invests at least 80% of its net assets in Residential and Apartment Real Estate Companies. The fund is non-diversified.

Full RESI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this RESI vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RESI vs SCHDRESI vs JEPIRESI vs ORESI vs KORESI vs MAINRESI vs QYLDRESI vs JEPQRESI vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.