Is RETDF or XYLD a better dividend investment in 2026?

RETDF currently yields 2.76% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RETDF and XYLD?

RETDF has a forward dividend yield of 2.76% ($0.25/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.22 percentage points.

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RETDF vs XYLD: Dividend Comparison 2026

RETDF yields 2.76% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RETDF wins by $277.52M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RETDF

● Live price

2.76%

Share price

$9.00

Annual div

$0.25

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$277.54M

Annual income

$259,483,302.83

Full RETDF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RETDF vs XYLD

📍 RETDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RETDF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RETDF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RETDF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RETDF

Annual income on $10K today (after 15% tax)

$234.65/yr

After 10yr DRIP, annual income (after tax)

$220,560,807.41/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, RETDF beats the other by $220,558,071.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RETDF + XYLD for your $10,000?

RETDF: 50%XYLD: 50%

100% XYLD50/50100% RETDF

Portfolio after 10yr

$138.78M

Annual income

$129,743,260.92/yr

Blended yield

93.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RETDF buys

XYLD buys

No recent congressional trades found for RETDF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRETDFXYLD

Forward yield	2.76%	10.98% ✓
Annual dividend / share	$0.25	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$277.54M ✓	$25.3K
Annual income after 10y	$259,483,302.83 ✓	$3,219.02
Total dividends collected	$276.18M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RETDF vs XYLD ($10,000, DRIP)

Year	RETDF Portfolio	RETDF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,252	$552.11	$10,818	$1,098.39	+$434.00 → RETDF
2	$13,201	$1,161.20	$11,738	$1,222.51	+$1.5K → RETDF
3	$16,671	$2,546.39	$12,774	$1,364.64	+$3.9K → RETDF
4	$23,849	$6,010.87	$13,944	$1,527.86	+$9.9K → RETDF
5	$41,591	$16,072.62	$15,270	$1,715.87	+$26.3K → RETDF
6	$96,894	$52,391.48	$16,775	$1,933.09	+$80.1K → RETDF
7	$331,817	$228,140.13	$18,490	$2,184.87	+$313.3K → RETDF
8	$1,815,366	$1,460,321.85	$20,450	$2,477.63	+$1.79M → RETDF
9	$16,875,901	$14,933,459.36	$22,697	$2,819.19	+$16.85M → RETDF
10	$277,540,517	$259,483,302.83	$25,280	$3,219.02	+$277.52M → RETDF

RETDF vs XYLD: Complete Analysis 2026

RETDF — Stock

Reit 1, Ltd. engages in the acquisition, management, and lease of real estate property. The company holds real estate for commercial and industrial use primarily in the central region of Israel. As of September 30, 2008, its holdings included 9 office properties, 2 industrial properties, and a commercial property, as well as a commercial parking lot with 376 parking spaces. The company, formerly known as Reit 1 Israel (2006) Ltd., was founded in 2006 and is headquartered in Tel Aviv, Israel.

Full RETDF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.