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RF vs CSX: Dividend Comparison 2026

RF yields 4.14% · CSX yields 1.32%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RF wins by $1.15M in total portfolio value
10 years
RF
RF
● Live price
4.14%
Share price
$25.24
Annual div
$1.05
5Y div CAGR
57.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.21M
Annual income
$806,474.51
Full RF calculator →
CSX
CSX
● Live price
1.32%
Share price
$40.30
Annual div
$0.53
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.9K
Annual income
$18,410.40
Full CSX calculator →

Portfolio growth — RF vs CSX

📍 RF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFCSX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RF + CSX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RF pays
CSX pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RF
Annual income on $10K today (after 15% tax)
$351.92/yr
After 10yr DRIP, annual income (after tax)
$685,503.33/yr
CSX
Annual income on $10K today (after 15% tax)
$111.79/yr
After 10yr DRIP, annual income (after tax)
$15,648.84/yr
At 15% tax rate, RF beats the other by $669,854.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RF + CSX for your $10,000?

RF: 50%CSX: 50%
100% CSX50/50100% RF
Portfolio after 10yr
$639.7K
Annual income
$412,442.45/yr
Blended yield
64.48%
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Analyst Conviction Gap

Where Wall Street is most bullish on CSX right now

RF
Analyst Ratings
22
Buy
26
Hold
4
Sell
Consensus: Hold
Price Target
$29.89
+18.4% upside vs current
Range: $27.00 — $32.00
Altman Z
-0.4
Piotroski
9/9
CSX
Analyst Ratings
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$39.00
-3.2% upside vs current
Range: $30.00 — $45.00
Altman Z
2.4
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RF buys
0
CSX buys
0
No recent congressional trades found for RF or CSX in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFCSX
Forward yield4.14%1.32%
Annual dividend / share$1.05$0.53
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR57.5%50.4%
Portfolio after 10y$1.21M$64.9K
Annual income after 10y$806,474.51$18,410.40
Total dividends collected$1.15M$41.0K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusHoldBuy
Analyst price target$29.89$39.00

Year-by-year: RF vs CSX ($10,000, DRIP)

YearRF PortfolioRF Income/yrCSX PortfolioCSX Income/yrGap
1← crossover$11,352$652.09$10,898$197.80+$454.00RF
2$13,236$1,089.63$11,964$302.99+$1.3KRF
3$16,033$1,870.12$13,269$467.53+$2.8KRF
4$20,490$3,334.37$14,926$728.85+$5.6KRF
5$28,196$6,272.35$17,124$1,152.46+$11.1KRF
6$42,875$12,705.28$20,181$1,858.37+$22.7KRF
7$74,314$28,437.81$24,672$3,078.48+$49.6KRF
8$152,070$72,553.49$31,689$5,290.13+$120.4KRF
9$381,252$218,537.12$43,458$9,550.75+$337.8KRF
10$1,214,414$806,474.51$64,910$18,410.40+$1.15MRF

RF vs CSX: Complete Analysis 2026

RFFinancials

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

Full RF Calculator →

CSXStock

CSX Corporation, together with its subsidiaries, provides rail-based freight transportation services. The company offers rail services; and transportation of intermodal containers and trailers, as well as other transportation services, such as rail-to-truck transfers and bulk commodity operations. It transports chemicals, agricultural and food products, automotive, minerals, forest products, fertilizers, and metals and equipment; and coal, coke, and iron ore to electricity-generating power plants, steel manufacturers, and industrial plants, as well as exports coal to deep-water port facilities. The company also offers intermodal transportation services through a network of approximately 30 terminals transporting manufactured consumer goods in containers; and drayage services, including the pickup and delivery of intermodal shipments. It serves the automotive industry with distribution centers and storage locations, as well as connects non-rail served customers through transferring products, such as plastics and ethanol from rail to trucks. The company operates approximately 19,500 route mile rail network, which serves various population centers in 23 states east of the Mississippi River, the District of Columbia, and the Canadian provinces of Ontario and Quebec, as well as owns and leases approximately 3,500 locomotives. It also serves production and distribution facilities through track connections. CSX Corporation was incorporated in 1978 and is headquartered in Jacksonville, Florida.

Full CSX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.