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RF vs DRI: Dividend Comparison 2026

RF yields 4.14% · DRI yields 3.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DRI wins by $431.13M in total portfolio value· pulled ahead in Year 2
10 years
RF
RF
● Live price
4.14%
Share price
$25.24
Annual div
$1.05
5Y div CAGR
57.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.21M
Annual income
$806,474.51
Full RF calculator →
DRI
DRI
● Live price
3.02%
Share price
$195.05
Annual div
$5.90
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$432.34M
Annual income
$406,525,727.38
Full DRI calculator →

Portfolio growth — RF vs DRI

📍 DRI pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFDRI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RF + DRI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RF pays
DRI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RF
Annual income on $10K today (after 15% tax)
$351.92/yr
After 10yr DRIP, annual income (after tax)
$685,503.33/yr
DRI
Annual income on $10K today (after 15% tax)
$257.11/yr
After 10yr DRIP, annual income (after tax)
$345,546,868.27/yr
At 15% tax rate, DRI beats the other by $344,861,364.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RF + DRI for your $10,000?

RF: 50%DRI: 50%
100% DRI50/50100% RF
Portfolio after 10yr
$216.78M
Annual income
$203,666,100.94/yr
Blended yield
93.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DRI right now

RF
Analyst Ratings
22
Buy
26
Hold
4
Sell
Consensus: Hold
Price Target
$29.89
+18.4% upside vs current
Range: $27.00 — $32.00
Altman Z
-0.4
Piotroski
9/9
DRI
Analyst Ratings
38
Buy
20
Hold
1
Sell
Consensus: Buy
Price Target
$225.33
+15.5% upside vs current
Range: $200.00 — $265.00
Altman Z
2.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RF buys
0
DRI buys
0
No recent congressional trades found for RF or DRI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFDRI
Forward yield4.14%3.02%
Annual dividend / share$1.05$5.90
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR57.5%100%
Portfolio after 10y$1.21M$432.34M
Annual income after 10y$806,474.51$406,525,727.38
Total dividends collected$1.15M$430.43M
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$29.89$225.33

Year-by-year: RF vs DRI ($10,000, DRIP)

YearRF PortfolioRF Income/yrDRI PortfolioDRI Income/yrGap
1$11,352$652.09$11,305$604.97+$47.00RF
2← crossover$13,236$1,089.63$13,375$1,278.36$139.00DRI
3$16,033$1,870.12$17,138$2,826.91$1.1KDRI
4$20,490$3,334.37$25,108$6,770.65$4.6KDRI
5$28,196$6,272.35$45,407$18,541.07$17.2KDRI
6$42,875$12,705.28$111,259$62,674.02$68.4KDRI
7$74,314$28,437.81$406,092$287,044.64$331.8KDRI
8$152,070$72,553.49$2,392,840$1,958,321.72$2.24MDRI
9$381,252$218,537.12$24,128,817$21,568,477.53$23.75MDRI
10$1,214,414$806,474.51$432,343,561$406,525,727.38$431.13MDRI

RF vs DRI: Complete Analysis 2026

RFFinancials

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

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DRIConsumer Discretionary

Darden Restaurants, Inc., through its subsidiaries, owns and operates full-service restaurants in the United States and Canada. As of May 29, 2022, it owned and operated 1,867 restaurants, which included 884 under the Olive Garden brand, 546 under the LongHorn Steakhouse brand name, 172 under the Cheddar's Scratch Kitchen brand, 85 under the Yard House brand name, 62 under The Capital Grille brand, 45 under the Seasons 52 brand name, 42 under the Bahama Breeze brand, 28 under the Eddie V's Prime Seafood brand name, and 3 under the Capital Burger brand; and franchised 60 restaurants comprising 35 under the Olive Garden brand, 18 under the LongHorn Steakhouse brand name, 4 under the Cheddar's Scratch Kitchen brand, 2 under The Capital Grille brand name, and 1 under the Bahama Breeze brand.Darden Restaurants, Inc. was founded in 1968 and is based in Orlando, Florida.

Full DRI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.