HomeCompareRF vs PBCT

RF vs PBCT: Dividend Comparison 2026

RF yields 4.14% · PBCT yields 68.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PBCT wins by $2.93M in total portfolio value
10 years
RF
RF
● Live price
4.14%
Share price
$25.24
Annual div
$1.05
5Y div CAGR
57.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.21M
Annual income
$806,474.51
Full RF calculator →
PBCT
PBCT
● Live price
68.97%
Share price
$19.41
Annual div
$13.39
5Y div CAGR
7.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.15M
Annual income
$1,740,349.80
Full PBCT calculator →

Portfolio growth — RF vs PBCT

📍 PBCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFPBCT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RF + PBCT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RF pays
PBCT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RF
Annual income on $10K today (after 15% tax)
$351.92/yr
After 10yr DRIP, annual income (after tax)
$685,503.33/yr
PBCT
Annual income on $10K today (after 15% tax)
$5,862.71/yr
After 10yr DRIP, annual income (after tax)
$1,479,297.33/yr
At 15% tax rate, PBCT beats the other by $793,794.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RF + PBCT for your $10,000?

RF: 50%PBCT: 50%
100% PBCT50/50100% RF
Portfolio after 10yr
$2.68M
Annual income
$1,273,412.15/yr
Blended yield
47.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on RF right now

RF
Analyst Ratings
22
Buy
26
Hold
4
Sell
Consensus: Hold
Price Target
$29.89
+18.4% upside vs current
Range: $27.00 — $32.00
Altman Z
-0.4
Piotroski
9/9
PBCT
Analyst Ratings
2
Buy
18
Hold
3
Sell
Consensus: Hold
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RF buys
0
PBCT buys
0
No recent congressional trades found for RF or PBCT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFPBCT
Forward yield4.14%68.97%
Annual dividend / share$1.05$13.39
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR57.5%7.5%
Portfolio after 10y$1.21M$4.15M
Annual income after 10y$806,474.51$1,740,349.80
Total dividends collected$1.15M$3.79M
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusHoldHold

Year-by-year: RF vs PBCT ($10,000, DRIP)

YearRF PortfolioRF Income/yrPBCT PortfolioPBCT Income/yrGap
1← crossover$11,352$652.09$18,115$7,414.60$6.8KPBCT
2$13,236$1,089.63$32,877$13,494.02$19.6KPBCT
3$16,033$1,870.12$59,783$24,605.07$43.8KPBCT
4$20,490$3,334.37$108,919$44,951.07$88.4KPBCT
5$28,196$6,272.35$198,822$82,279.18$170.6KPBCT
6$42,875$12,705.28$363,636$150,895.63$320.8KPBCT
7$74,314$28,437.81$666,360$277,269.67$592.0KPBCT
8$152,070$72,553.49$1,223,474$510,469.01$1.07MPBCT
9$381,252$218,537.12$2,250,747$941,629.40$1.87MPBCT
10$1,214,414$806,474.51$4,148,649$1,740,349.80$2.93MPBCT

RF vs PBCT: Complete Analysis 2026

RFFinancials

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

Full RF Calculator →

PBCTStock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.