HomeCompareRFGPF vs MO

RFGPF vs MO: Dividend Comparison 2026

RFGPF yields 125.00% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RFGPF wins by $10.23M in total portfolio value
10 years
RFGPF
RFGPF
● Live price
125.00%
Share price
$1.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.30M
Annual income
$4,003,529.03
Full RFGPF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — RFGPF vs MO

📍 RFGPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFGPFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFGPF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFGPF pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFGPF
Annual income on $10K today (after 15% tax)
$10,625.00/yr
After 10yr DRIP, annual income (after tax)
$3,402,999.68/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, RFGPF beats the other by $3,378,376.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFGPF + MO for your $10,000?

RFGPF: 50%MO: 50%
100% MO50/50100% RFGPF
Portfolio after 10yr
$5.19M
Annual income
$2,016,248.79/yr
Blended yield
38.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

RFGPF
No analyst data
Altman Z
-0.6
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFGPF buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFGPFMO
Forward yield125.00%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$10.30M$77.7K
Annual income after 10y$4,003,529.03$28,968.54
Total dividends collected$9.40M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RFGPF vs MO ($10,000, DRIP)

YearRFGPF PortfolioRFGPF Income/yrMO PortfolioMO Income/yrGap
1← crossover$23,200$12,500.00$10,558$768.31+$12.6KRFGPF
2$51,927$27,102.80$11,352$1,015.87+$40.6KRFGPF
3$112,255$56,693.60$12,482$1,367.86+$99.8KRFGPF
4$234,655$114,542.19$14,103$1,883.39+$220.6KRFGPF
5$474,853$223,771.79$16,472$2,664.91+$458.4KRFGPF
6$931,297$423,204.53$20,024$3,897.79+$911.3KRFGPF
7$1,772,191$775,703.35$25,537$5,933.74+$1.75MRFGPF
8$3,275,784$1,379,539.67$34,478$9,476.77+$3.24MRFGPF
9$5,888,260$2,383,170.48$49,776$16,022.63+$5.84MRFGPF
10$10,303,967$4,003,529.03$77,699$28,968.54+$10.23MRFGPF

RFGPF vs MO: Complete Analysis 2026

RFGPFStock

Retail Food Group Limited, a food and beverage company, engages in the management of a multi-brand retail food and beverage franchise in Australia and internationally. The company operates through four segments: Bakery/Café, QSR, Coffee Retail, and Di Bella Coffee. It is also involved in the ownership of the intellectual property; development and management of coffee roasting facilities; and the wholesale supply of coffee and allied products under the Di Bella Coffee brand. The company develops and manages Donut King, Brumby's Bakery, Michel's Patisserie, Esquires Coffee Houses, Pizza Capers Gourmet Kitchen, Crust Gourmet Pizza Bar, The Coffee Guy, Café2U, and Gloria Jean's Coffees. As of July 31, 2022, it had 840 outlets in Australia and 584 outlets across 54 licensed international territories in 41 countries. Retail Food Group Limited was founded in 1989 and is headquartered in Robina, Australia.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.