Is RFGPF or QYLD a better dividend investment in 2026?

RFGPF currently yields 125.00% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: RFGPF offers higher current income.

What is the dividend yield difference between RFGPF and QYLD?

RFGPF has a forward dividend yield of 125.00% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 113.08 percentage points.

Home › Compare › RFGPF vs QYLD

RFGPF vs QYLD: Dividend Comparison 2026

RFGPF yields 125.00% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RFGPF wins by $10.28M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFGPF

● Live price

125.00%

Share price

$1.60

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10.30M

Annual income

$4,003,529.03

Full RFGPF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RFGPF vs QYLD

📍 RFGPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFGPF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RFGPF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

RFGPF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFGPF

Annual income on $10K today (after 15% tax)

$10,625.00/yr

After 10yr DRIP, annual income (after tax)

$3,402,999.68/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RFGPF beats the other by $3,398,189.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RFGPF + QYLD for your $10,000?

RFGPF: 50%QYLD: 50%

100% QYLD50/50100% RFGPF

Portfolio after 10yr

$5.16M

Annual income

$2,004,594.18/yr

Blended yield

38.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFGPF buys

QYLD buys

No recent congressional trades found for RFGPF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFGPFQYLD

Forward yield	125.00% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$10.30M	$25.4K ✓
Annual income after 10y	$4,003,529.03 ✓	$5,659.31
Total dividends collected	$9.40M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RFGPF vs QYLD ($10,000, DRIP)

Year	RFGPF Portfolio	RFGPF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$23,200	$12,500.00	$10,352	$1,192.36	+$12.8K → RFGPF
2	$51,927	$27,102.80	$10,830	$1,347.57	+$41.1K → RFGPF
3	$112,255	$56,693.60	$11,460	$1,539.07	+$100.8K → RFGPF
4	$234,655	$114,542.19	$12,275	$1,777.84	+$222.4K → RFGPF
5	$474,853	$223,771.79	$13,323	$2,078.95	+$461.5K → RFGPF
6	$931,297	$423,204.53	$14,667	$2,463.34	+$916.6K → RFGPF
7	$1,772,191	$775,703.35	$16,396	$2,960.57	+$1.76M → RFGPF
8	$3,275,784	$1,379,539.67	$18,631	$3,612.97	+$3.26M → RFGPF
9	$5,888,260	$2,383,170.48	$21,548	$4,482.15	+$5.87M → RFGPF
10	$10,303,967	$4,003,529.03	$25,398	$5,659.31	+$10.28M → RFGPF

RFGPF vs QYLD: Complete Analysis 2026

RFGPF — Stock

Retail Food Group Limited, a food and beverage company, engages in the management of a multi-brand retail food and beverage franchise in Australia and internationally. The company operates through four segments: Bakery/Café, QSR, Coffee Retail, and Di Bella Coffee. It is also involved in the ownership of the intellectual property; development and management of coffee roasting facilities; and the wholesale supply of coffee and allied products under the Di Bella Coffee brand. The company develops and manages Donut King, Brumby's Bakery, Michel's Patisserie, Esquires Coffee Houses, Pizza Capers Gourmet Kitchen, Crust Gourmet Pizza Bar, The Coffee Guy, Café2U, and Gloria Jean's Coffees. As of July 31, 2022, it had 840 outlets in Australia and 584 outlets across 54 licensed international territories in 41 countries. Retail Food Group Limited was founded in 1989 and is headquartered in Robina, Australia.

Full RFGPF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.