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RFGPF vs VYM: Dividend Comparison 2026

RFGPF yields 125.00% · VYM yields 2.39%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RFGPF wins by $10.28M in total portfolio value
10 years
RFGPF
RFGPF
● Live price
125.00%
Share price
$1.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.30M
Annual income
$4,003,529.03
Full RFGPF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.39%
Share price
$146.91
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$275.46
Full VYM calculator →

Portfolio growth — RFGPF vs VYM

📍 RFGPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFGPFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFGPF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFGPF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFGPF
Annual income on $10K today (after 15% tax)
$10,625.00/yr
After 10yr DRIP, annual income (after tax)
$3,402,999.68/yr
VYM
Annual income on $10K today (after 15% tax)
$203.23/yr
After 10yr DRIP, annual income (after tax)
$234.14/yr
At 15% tax rate, RFGPF beats the other by $3,402,765.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFGPF + VYM for your $10,000?

RFGPF: 50%VYM: 50%
100% VYM50/50100% RFGPF
Portfolio after 10yr
$5.17M
Annual income
$2,001,902.25/yr
Blended yield
38.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFGPF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFGPFVYM
Forward yield125.00%2.39%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$10.30M$27.8K
Annual income after 10y$4,003,529.03$275.46
Total dividends collected$9.40M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RFGPF vs VYM ($10,000, DRIP)

YearRFGPF PortfolioRFGPF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$23,200$12,500.00$11,149$239.09+$12.1KRFGPF
2$51,927$27,102.80$12,408$244.33+$39.5KRFGPF
3$112,255$56,693.60$13,786$249.24+$98.5KRFGPF
4$234,655$114,542.19$15,295$253.83+$219.4KRFGPF
5$474,853$223,771.79$16,945$258.11+$457.9KRFGPF
6$931,297$423,204.53$18,749$262.10+$912.5KRFGPF
7$1,772,191$775,703.35$20,721$265.82+$1.75MRFGPF
8$3,275,784$1,379,539.67$22,876$269.27+$3.25MRFGPF
9$5,888,260$2,383,170.48$25,230$272.48+$5.86MRFGPF
10$10,303,967$4,003,529.03$27,801$275.46+$10.28MRFGPF

RFGPF vs VYM: Complete Analysis 2026

RFGPFStock

Retail Food Group Limited, a food and beverage company, engages in the management of a multi-brand retail food and beverage franchise in Australia and internationally. The company operates through four segments: Bakery/Café, QSR, Coffee Retail, and Di Bella Coffee. It is also involved in the ownership of the intellectual property; development and management of coffee roasting facilities; and the wholesale supply of coffee and allied products under the Di Bella Coffee brand. The company develops and manages Donut King, Brumby's Bakery, Michel's Patisserie, Esquires Coffee Houses, Pizza Capers Gourmet Kitchen, Crust Gourmet Pizza Bar, The Coffee Guy, Café2U, and Gloria Jean's Coffees. As of July 31, 2022, it had 840 outlets in Australia and 584 outlets across 54 licensed international territories in 41 countries. Retail Food Group Limited was founded in 1989 and is headquartered in Robina, Australia.

Full RFGPF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.