HomeCompareRFIX vs XYLD

RFIX vs XYLD: Dividend Comparison 2026

RFIX yields 4.67% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RFIX wins by $1.9K in total portfolio value
10 years
RFIX
RFIX
● Live price
4.67%
Share price
$40.46
Annual div
$1.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$630.45
Full RFIX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RFIX vs XYLD

📍 RFIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFIXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFIX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFIX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFIX
Annual income on $10K today (after 15% tax)
$397.26/yr
After 10yr DRIP, annual income (after tax)
$535.88/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,200.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFIX + XYLD for your $10,000?

RFIX: 50%XYLD: 50%
100% XYLD50/50100% RFIX
Portfolio after 10yr
$26.2K
Annual income
$1,924.74/yr
Blended yield
7.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFIX buys
0
XYLD buys
0
No recent congressional trades found for RFIX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFIXXYLD
Forward yield4.67%10.98%
Annual dividend / share$1.89$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$25.3K
Annual income after 10y$630.45$3,219.02
Total dividends collected$5.5K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RFIX vs XYLD ($10,000, DRIP)

YearRFIX PortfolioRFIX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,167$467.37$10,818$1,098.39+$349.00RFIX
2$12,437$487.78$11,738$1,222.51+$699.00RFIX
3$13,815$507.70$12,774$1,364.64+$1.0KRFIX
4$15,309$527.07$13,944$1,527.86+$1.4KRFIX
5$16,927$545.86$15,270$1,715.87+$1.7KRFIX
6$18,676$564.05$16,775$1,933.09+$1.9KRFIX
7$20,565$581.61$18,490$2,184.87+$2.1KRFIX
8$22,603$598.54$20,450$2,477.63+$2.2KRFIX
9$24,800$614.82$22,697$2,819.19+$2.1KRFIX
10$27,166$630.45$25,280$3,219.02+$1.9KRFIX

RFIX vs XYLD: Complete Analysis 2026

RFIXStock

The Simplify Bond Bull ETF (RFIX) seeks to hedge interest rate movements arising from falling long-term interest rates, and to benefit from market stress when fixed income volatility increases, while providing the potential for income.The fund primarily holds a position in long-term expiry (5-year to 7-year) over-the-counter (OTC) interest rate options intended to provide a direct, transparent, and convex exposure to downward moves in interest rates.Using OTC derivatives, RFIX is designed to be functionally similar to owning a position in long-dated call options on US Treasury bonds.

Full RFIX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.