Is RFLFF or FCPT a better dividend investment in 2026?

RFLFF currently yields 6.25% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: RFLFF offers higher current income.

What is the dividend yield difference between RFLFF and FCPT?

RFLFF has a forward dividend yield of 6.25% ($0.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 0.20 percentage points.

Home › Compare › RFLFF vs FCPT

RFLFF vs FCPT: Dividend Comparison 2026

RFLFF yields 6.25% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $18.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFLFF

● Live price

6.25%

Share price

$0.05

Annual div

$0.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.2K

Annual income

$930.61

Full RFLFF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — RFLFF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFLFF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RFLFF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RFLFF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFF

Annual income on $10K today (after 15% tax)

$531.28/yr

After 10yr DRIP, annual income (after tax)

$791.02/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,117.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFF + FCPT for your $10,000?

RFLFF: 50%FCPT: 50%

100% FCPT50/50100% RFLFF

Portfolio after 10yr

$39.6K

Annual income

$3,352.95/yr

Blended yield

8.46%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RFLFF

No analyst data

Altman Z

0.4

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFF buys

FCPT buys

No recent congressional trades found for RFLFF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFLFFFCPT

Forward yield	6.25% ✓	6.05%
Annual dividend / share	$0.00	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$30.2K	$49.1K ✓
Annual income after 10y	$930.61	$5,775.28 ✓
Total dividends collected	$7.8K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: RFLFF vs FCPT ($10,000, DRIP)

Year	RFLFF Portfolio	RFLFF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,325	$625.04	$11,401	$700.92	$76.00 → FCPT
2	$12,779	$661.55	$13,064	$864.84	$285.00 → FCPT
3	$14,372	$697.67	$15,051	$1,072.48	$679.00 → FCPT
4	$16,111	$733.26	$17,442	$1,337.22	$1.3K → FCPT
5	$18,007	$768.23	$20,340	$1,677.08	$2.3K → FCPT
6	$20,070	$802.47	$23,880	$2,116.57	$3.8K → FCPT
7	$22,311	$835.89	$28,241	$2,689.36	$5.9K → FCPT
8	$24,741	$868.42	$33,660	$3,442.07	$8.9K → FCPT
9	$27,373	$900.01	$40,456	$4,439.95	$13.1K → FCPT
10	$30,219	$930.61	$49,063	$5,775.28	$18.8K → FCPT

RFLFF vs FCPT: Complete Analysis 2026

RFLFF — Stock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting, and business and management consultancy services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.