Is RFLFF or JNJ a better dividend investment in 2026?

RFLFF currently yields 6.25% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: RFLFF offers higher current income.

What is the dividend yield difference between RFLFF and JNJ?

RFLFF has a forward dividend yield of 6.25% ($0.00/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 2.89 percentage points.

Home › Compare › RFLFF vs JNJ

RFLFF vs JNJ: Dividend Comparison 2026

RFLFF yields 6.25% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RFLFF wins by $10.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFLFF

● Live price

6.25%

Share price

$0.05

Annual div

$0.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.2K

Annual income

$930.61

Full RFLFF calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — RFLFF vs JNJ

📍 RFLFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFLFF	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RFLFF + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RFLFF pays

JNJ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFF

Annual income on $10K today (after 15% tax)

$531.28/yr

After 10yr DRIP, annual income (after tax)

$791.02/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, RFLFF beats the other by $87.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFF + JNJ for your $10,000?

RFLFF: 50%JNJ: 50%

100% JNJ50/50100% RFLFF

Portfolio after 10yr

$25.1K

Annual income

$879.20/yr

Blended yield

3.50%

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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

RFLFF

No analyst data

Altman Z

0.4

Piotroski

4/9

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFF buys

JNJ buys

No recent congressional trades found for RFLFF or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFLFFJNJ

Forward yield	6.25% ✓	3.36%
Annual dividend / share	$0.00	$4.96 ✓
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	0%	5.8% ✓
Portfolio after 10y	$30.2K ✓	$20.0K
Annual income after 10y	$930.61 ✓	$827.78
Total dividends collected	$7.8K ✓	$5.6K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: RFLFF vs JNJ ($10,000, DRIP)

Year	RFLFF Portfolio	RFLFF Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$11,325	$625.04	$10,676	$355.77	+$649.00 → RFLFF
2	$12,779	$661.55	$11,407	$389.39	+$1.4K → RFLFF
3	$14,372	$697.67	$12,198	$426.53	+$2.2K → RFLFF
4	$16,111	$733.26	$13,056	$467.62	+$3.1K → RFLFF
5	$18,007	$768.23	$13,987	$513.12	+$4.0K → RFLFF
6	$20,070	$802.47	$14,998	$563.56	+$5.1K → RFLFF
7	$22,311	$835.89	$16,098	$619.52	+$6.2K → RFLFF
8	$24,741	$868.42	$17,295	$681.69	+$7.4K → RFLFF
9	$27,373	$900.01	$18,599	$750.82	+$8.8K → RFLFF
10	$30,219	$930.61	$20,022	$827.78	+$10.2K → RFLFF

RFLFF vs JNJ: Complete Analysis 2026

RFLFF — Stock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting, and business and management consultancy services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFF Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.