HomeCompareRFLFF vs VIG

RFLFF vs VIG: Dividend Comparison 2026

RFLFF yields 6.25% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $2.1K in total portfolio value· pulled ahead in Year 3
10 years
RFLFF
RFLFF
● Live price
6.25%
Share price
$0.05
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.2K
Annual income
$930.61
Full RFLFF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — RFLFF vs VIG

📍 VIG pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFLFFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFLFF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFLFF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFF
Annual income on $10K today (after 15% tax)
$531.28/yr
After 10yr DRIP, annual income (after tax)
$791.02/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, RFLFF beats the other by $638.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFF + VIG for your $10,000?

RFLFF: 50%VIG: 50%
100% VIG50/50100% RFLFF
Portfolio after 10yr
$31.3K
Annual income
$554.89/yr
Blended yield
1.77%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFF buys
0
VIG buys
0
No recent congressional trades found for RFLFF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFLFFVIG
Forward yield6.25%1.64%
Annual dividend / share$0.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.2K$32.4K
Annual income after 10y$930.61$179.15
Total dividends collected$7.8K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RFLFF vs VIG ($10,000, DRIP)

YearRFLFF PortfolioRFLFF Income/yrVIG PortfolioVIG Income/yrGap
1$11,325$625.04$11,304$163.92+$21.00RFLFF
2$12,779$661.55$12,759$166.33+$20.00RFLFF
3← crossover$14,372$697.67$14,382$168.52$10.00VIG
4$16,111$733.26$16,192$170.52$81.00VIG
5$18,007$768.23$18,210$172.34$203.00VIG
6$20,070$802.47$20,460$173.98$390.00VIG
7$22,311$835.89$22,968$175.48$657.00VIG
8$24,741$868.42$25,763$176.83$1.0KVIG
9$27,373$900.01$28,878$178.05$1.5KVIG
10$30,219$930.61$32,350$179.15$2.1KVIG

RFLFF vs VIG: Complete Analysis 2026

RFLFFStock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting, and business and management consultancy services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.