Is RFLFY or JEPQ a better dividend investment in 2026?

RFLFY currently yields 150.38% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: RFLFY offers higher current income.

What is the dividend yield difference between RFLFY and JEPQ?

RFLFY has a forward dividend yield of 150.38% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 139.28 percentage points.

Home › Compare › RFLFY vs JEPQ

RFLFY vs JEPQ: Dividend Comparison 2026

RFLFY yields 150.38% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RFLFY wins by $25.25M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFLFY

● Live price

150.38%

Share price

$1.33

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.30M

Annual income

$10,960,906.30

Full RFLFY calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — RFLFY vs JEPQ

📍 RFLFY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFLFY	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RFLFY + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RFLFY pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFY

Annual income on $10K today (after 15% tax)

$12,781.95/yr

After 10yr DRIP, annual income (after tax)

$9,316,770.36/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, RFLFY beats the other by $9,314,940.65/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFY + JEPQ for your $10,000?

RFLFY: 50%JEPQ: 50%

100% JEPQ50/50100% RFLFY

Portfolio after 10yr

$12.67M

Annual income

$5,481,529.44/yr

Blended yield

43.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFY buys

JEPQ buys

No recent congressional trades found for RFLFY or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFLFYJEPQ

Forward yield	150.38% ✓	11.10%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.30M	$44.8K ✓
Annual income after 10y	$10,960,906.30 ✓	$2,152.59
Total dividends collected	$23.42M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RFLFY vs JEPQ ($10,000, DRIP)

Year	RFLFY Portfolio	RFLFY Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$25,738	$15,037.59	$11,930	$1,110.39	+$13.8K → RFLFY
2	$63,710	$36,171.17	$14,133	$1,224.34	+$49.6K → RFLFY
3	$151,850	$83,679.89	$16,632	$1,340.46	+$135.2K → RFLFY
4	$348,878	$186,398.25	$19,454	$1,457.97	+$329.4K → RFLFY
5	$773,536	$400,236.35	$22,626	$1,576.08	+$750.9K → RFLFY
6	$1,657,037	$829,353.62	$26,175	$1,694.09	+$1.63M → RFLFY
7	$3,433,410	$1,660,381.19	$30,133	$1,811.32	+$3.40M → RFLFY
8	$6,889,021	$3,215,271.36	$34,531	$1,927.17	+$6.85M → RFLFY
9	$13,400,534	$6,029,282.19	$39,403	$2,041.08	+$13.36M → RFLFY
10	$25,299,478	$10,960,906.30	$44,787	$2,152.59	+$25.25M → RFLFY

RFLFY vs JEPQ: Complete Analysis 2026

RFLFY — Stock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting; business and management consultancy services; and vocational and technical training services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

📬

Get this RFLFY vs JEPQ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RFLFY vs SCHD RFLFY vs JEPI RFLFY vs O RFLFY vs KO RFLFY vs MAIN RFLFY vs XYLD RFLFY vs QYLD RFLFY vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.