Is RFLFY or RYLD a better dividend investment in 2026?

RFLFY currently yields 150.38% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RFLFY offers higher current income.

What is the dividend yield difference between RFLFY and RYLD?

RFLFY has a forward dividend yield of 150.38% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 138.24 percentage points.

Home › Compare › RFLFY vs RYLD

RFLFY vs RYLD: Dividend Comparison 2026

RFLFY yields 150.38% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RFLFY wins by $25.25M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFLFY

● Live price

150.38%

Share price

$1.33

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.30M

Annual income

$10,960,906.30

Full RFLFY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — RFLFY vs RYLD

📍 RFLFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFLFY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RFLFY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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RFLFY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFY

Annual income on $10K today (after 15% tax)

$12,781.95/yr

After 10yr DRIP, annual income (after tax)

$9,316,770.36/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RFLFY beats the other by $9,314,571.11/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFY + RYLD for your $10,000?

RFLFY: 50%RYLD: 50%

100% RYLD50/50100% RFLFY

Portfolio after 10yr

$12.67M

Annual income

$5,481,746.82/yr

Blended yield

43.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFY buys

RYLD buys

No recent congressional trades found for RFLFY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFLFYRYLD

Forward yield	150.38% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.30M	$44.5K ✓
Annual income after 10y	$10,960,906.30 ✓	$2,587.35
Total dividends collected	$23.42M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RFLFY vs RYLD ($10,000, DRIP)

Year	RFLFY Portfolio	RFLFY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$25,738	$15,037.59	$11,914	$1,213.65	+$13.8K → RFLFY
2	$63,710	$36,171.17	$14,099	$1,351.30	+$49.6K → RFLFY
3	$151,850	$83,679.89	$16,580	$1,494.55	+$135.3K → RFLFY
4	$348,878	$186,398.25	$19,384	$1,642.61	+$329.5K → RFLFY
5	$773,536	$400,236.35	$22,535	$1,794.70	+$751.0K → RFLFY
6	$1,657,037	$829,353.62	$26,063	$1,950.00	+$1.63M → RFLFY
7	$3,433,410	$1,660,381.19	$29,995	$2,107.69	+$3.40M → RFLFY
8	$6,889,021	$3,215,271.36	$34,361	$2,266.99	+$6.85M → RFLFY
9	$13,400,534	$6,029,282.19	$39,194	$2,427.12	+$13.36M → RFLFY
10	$25,299,478	$10,960,906.30	$44,525	$2,587.35	+$25.25M → RFLFY

RFLFY vs RYLD: Complete Analysis 2026

RFLFY — Stock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting; business and management consultancy services; and vocational and technical training services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.