HomeCompareRFNCX vs SPHD

RFNCX vs SPHD: Dividend Comparison 2026

RFNCX yields 8.52% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RFNCX wins by $8.7K in total portfolio value
10 years
RFNCX
RFNCX
● Live price
8.52%
Share price
$88.35
Annual div
$7.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.2K
Annual income
$1,460.51
Full RFNCX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RFNCX vs SPHD

📍 RFNCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFNCXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFNCX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFNCX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFNCX
Annual income on $10K today (after 15% tax)
$724.56/yr
After 10yr DRIP, annual income (after tax)
$1,241.43/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RFNCX beats the other by $759.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFNCX + SPHD for your $10,000?

RFNCX: 50%SPHD: 50%
100% SPHD50/50100% RFNCX
Portfolio after 10yr
$30.8K
Annual income
$1,013.94/yr
Blended yield
3.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFNCX buys
0
SPHD buys
0
No recent congressional trades found for RFNCX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFNCXSPHD
Forward yield8.52%4.30%
Annual dividend / share$7.53$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.2K$26.5K
Annual income after 10y$1,460.51$567.37
Total dividends collected$11.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RFNCX vs SPHD ($10,000, DRIP)

YearRFNCX PortfolioRFNCX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,552$852.43$11,130$430.50+$422.00RFNCX
2$13,281$920.34$12,357$447.82+$924.00RFNCX
3$15,200$988.86$13,687$464.65+$1.5KRFNCX
4$17,322$1,057.67$15,126$480.98+$2.2KRFNCX
5$19,661$1,126.45$16,682$496.78+$3.0KRFNCX
6$22,232$1,194.91$18,362$512.03+$3.9KRFNCX
7$25,051$1,262.78$20,174$526.72+$4.9KRFNCX
8$28,134$1,329.82$22,127$540.84+$6.0KRFNCX
9$31,499$1,395.79$24,230$554.39+$7.3KRFNCX
10$35,165$1,460.51$26,493$567.37+$8.7KRFNCX

RFNCX vs SPHD: Complete Analysis 2026

RFNCXStock

The fund invests primarily in common stocks of companies that appear to offer superior opportunities for capital growth and most of which have a history of paying dividends. It may invest significantly in securities of issuers domiciled outside the United States. The investment adviser uses a system of multiple portfolio managers in managing the fund's assets.

Full RFNCX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.