HomeCompareRFNDF vs SPHD

RFNDF vs SPHD: Dividend Comparison 2026

RFNDF yields 5.46% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RFNDF wins by $9.9K in total portfolio value
10 years
RFNDF
RFNDF
● Live price
5.46%
Share price
$1.40
Annual div
$0.08
5Y div CAGR
9.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.4K
Annual income
$2,426.04
Full RFNDF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RFNDF vs SPHD

📍 RFNDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFNDFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RFNDF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFNDF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFNDF
Annual income on $10K today (after 15% tax)
$464.50/yr
After 10yr DRIP, annual income (after tax)
$2,062.13/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RFNDF beats the other by $1,576.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFNDF + SPHD for your $10,000?

RFNDF: 50%SPHD: 50%
100% SPHD50/50100% RFNDF
Portfolio after 10yr
$31.5K
Annual income
$1,498.68/yr
Blended yield
4.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFNDF buys
0
SPHD buys
0
No recent congressional trades found for RFNDF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFNDFSPHD
Forward yield5.46%4.33%
Annual dividend / share$0.08$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.9%0%
Portfolio after 10y$36.4K$26.5K
Annual income after 10y$2,426.04$571.32
Total dividends collected$13.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RFNDF vs SPHD ($10,000, DRIP)

YearRFNDF PortfolioRFNDF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,301$600.58$11,133$432.85+$168.00RFNDF
2$12,789$697.08$12,363$450.36+$426.00RFNDF
3$14,494$810.26$13,695$467.39+$799.00RFNDF
4$16,452$943.20$15,138$483.90+$1.3KRFNDF
5$18,703$1,099.62$16,697$499.88+$2.0KRFNDF
6$21,296$1,283.97$18,382$515.31+$2.9KRFNDF
7$24,289$1,501.62$20,198$530.17+$4.1KRFNDF
8$27,748$1,759.02$22,157$544.46+$5.6KRFNDF
9$31,754$2,064.01$24,266$558.18+$7.5KRFNDF
10$36,403$2,426.04$26,536$571.32+$9.9KRFNDF

RFNDF vs SPHD: Complete Analysis 2026

RFNDFStock

Rural Funds Group is an agricultural Real Estate Investment Trust (REIT) listed on the ASX under the code RFF. RFF owns a diversified portfolio of Australian agricultural assets which are leased predominantly to corporate agricultural operators. RFF targets distribution growth of 4% per annum by owning and improving farms that are leased to good counterparties.

Full RFNDF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.