Is RFUTX or HDV a better dividend investment in 2026?

RFUTX currently yields 5.92% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RFUTX offers higher current income.

What is the dividend yield difference between RFUTX and HDV?

RFUTX has a forward dividend yield of 5.92% ($1.14/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.00 percentage points.

Home › Compare › RFUTX vs HDV

RFUTX vs HDV: Dividend Comparison 2026

RFUTX yields 5.92% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RFUTX wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RFUTX

● Live price

5.92%

Share price

$19.30

Annual div

$1.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.5K

Annual income

$862.57

Full RFUTX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — RFUTX vs HDV

📍 RFUTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RFUTX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RFUTX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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RFUTX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFUTX

Annual income on $10K today (after 15% tax)

$502.82/yr

After 10yr DRIP, annual income (after tax)

$733.18/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, RFUTX beats the other by $434.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RFUTX + HDV for your $10,000?

RFUTX: 50%HDV: 50%

100% HDV50/50100% RFUTX

Portfolio after 10yr

$26.9K

Annual income

$607.14/yr

Blended yield

2.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFUTX buys

HDV buys

No recent congressional trades found for RFUTX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRFUTXHDV

Forward yield	5.92% ✓	2.92%
Annual dividend / share	$1.14	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.5K ✓	$24.3K
Annual income after 10y	$862.57 ✓	$351.71
Total dividends collected	$7.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RFUTX vs HDV ($10,000, DRIP)

Year	RFUTX Portfolio	RFUTX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,292	$591.55	$11,002	$291.67	+$290.00 → RFUTX
2	$12,706	$624.26	$12,082	$299.61	+$624.00 → RFUTX
3	$14,252	$656.51	$13,247	$307.23	+$1.0K → RFUTX
4	$15,938	$688.22	$14,503	$314.52	+$1.4K → RFUTX
5	$17,773	$719.27	$15,854	$321.50	+$1.9K → RFUTX
6	$19,767	$749.61	$17,308	$328.15	+$2.5K → RFUTX
7	$21,930	$779.16	$18,871	$334.49	+$3.1K → RFUTX
8	$24,272	$807.86	$20,551	$340.53	+$3.7K → RFUTX
9	$26,807	$835.68	$22,357	$346.27	+$4.5K → RFUTX
10	$29,546	$862.57	$24,296	$351.71	+$5.3K → RFUTX

RFUTX vs HDV: Complete Analysis 2026

RFUTX — Stock

The fund normally invests a greater portion of its assets in fixed income, equity income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.

Full RFUTX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.