Is RGAGX or HDV a better dividend investment in 2026?

RGAGX currently yields 12.37% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RGAGX offers higher current income.

What is the dividend yield difference between RGAGX and HDV?

RGAGX has a forward dividend yield of 12.37% ($8.86/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 9.45 percentage points.

Home › Compare › RGAGX vs HDV

RGAGX vs HDV: Dividend Comparison 2026

RGAGX yields 12.37% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RGAGX wins by $20.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RGAGX

● Live price

12.37%

Share price

$71.59

Annual div

$8.86

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.2K

Annual income

$2,673.97

Full RGAGX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — RGAGX vs HDV

📍 RGAGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RGAGX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RGAGX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Oct

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Dec

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RGAGX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RGAGX

Annual income on $10K today (after 15% tax)

$1,051.40/yr

After 10yr DRIP, annual income (after tax)

$2,272.87/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, RGAGX beats the other by $1,973.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RGAGX + HDV for your $10,000?

RGAGX: 50%HDV: 50%

100% HDV50/50100% RGAGX

Portfolio after 10yr

$34.8K

Annual income

$1,513.34/yr

Blended yield

4.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RGAGX buys

HDV buys

No recent congressional trades found for RGAGX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRGAGXHDV

Forward yield	12.37% ✓	2.92%
Annual dividend / share	$8.86 ✓	$3.96
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.2K ✓	$24.3K
Annual income after 10y	$2,673.97 ✓	$352.73
Total dividends collected	$19.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RGAGX vs HDV ($10,000, DRIP)

Year	RGAGX Portfolio	RGAGX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,937	$1,236.95	$11,002	$292.38	+$935.00 → RGAGX
2	$14,152	$1,379.94	$12,084	$300.36	+$2.1K → RGAGX
3	$16,672	$1,529.03	$13,250	$308.02	+$3.4K → RGAGX
4	$19,523	$1,683.42	$14,506	$315.35	+$5.0K → RGAGX
5	$22,732	$1,842.28	$15,858	$322.35	+$6.9K → RGAGX
6	$26,327	$2,004.75	$17,313	$329.04	+$9.0K → RGAGX
7	$30,340	$2,169.99	$18,878	$335.42	+$11.5K → RGAGX
8	$34,801	$2,337.14	$20,560	$341.49	+$14.2K → RGAGX
9	$39,743	$2,505.40	$22,367	$347.25	+$17.4K → RGAGX
10	$45,199	$2,673.97	$24,307	$352.73	+$20.9K → RGAGX

RGAGX vs HDV: Complete Analysis 2026

RGAGX — Stock

The fund invests primarily in common stocks and seeks to invest in companies that appear to offer superior opportunities for growth of capital. It may invest up to 25% of its assets in securities of issuers domiciled outside the United States. The investment adviser uses a system of multiple portfolio managers in managing the fund's assets. Under this approach, the portfolio of the fund is divided into segments managed by individual managers.

Full RGAGX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.