Is RGBD or XYLD a better dividend investment in 2026?

RGBD currently yields 57.85% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RGBD offers higher current income.

What is the dividend yield difference between RGBD and XYLD?

RGBD has a forward dividend yield of 57.85% ($12.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 46.87 percentage points.

Home › Compare › RGBD vs XYLD

RGBD vs XYLD: Dividend Comparison 2026

RGBD yields 57.85% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RGBD wins by $560.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RGBD

● Live price

57.85%

Share price

$20.75

Annual div

$12.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$585.9K

Annual income

$133,132.32

Full RGBD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RGBD vs XYLD

📍 RGBD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RGBD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RGBD + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RGBD pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RGBD

Annual income on $10K today (after 15% tax)

$4,916.85/yr

After 10yr DRIP, annual income (after tax)

$113,162.47/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, RGBD beats the other by $110,426.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RGBD + XYLD for your $10,000?

RGBD: 50%XYLD: 50%

100% XYLD50/50100% RGBD

Portfolio after 10yr

$305.6K

Annual income

$68,175.67/yr

Blended yield

22.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RGBD buys

XYLD buys

No recent congressional trades found for RGBD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRGBDXYLD

Forward yield	57.85% ✓	10.98%
Annual dividend / share	$12.00 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$585.9K ✓	$25.3K
Annual income after 10y	$133,132.32 ✓	$3,219.02
Total dividends collected	$482.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RGBD vs XYLD ($10,000, DRIP)

Year	RGBD Portfolio	RGBD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$16,485	$5,784.53	$10,818	$1,098.39	+$5.7K → RGBD
2	$26,550	$8,911.70	$11,738	$1,222.51	+$14.8K → RGBD
3	$41,823	$13,414.27	$12,774	$1,364.64	+$29.0K → RGBD
4	$64,499	$19,748.35	$13,944	$1,527.86	+$50.6K → RGBD
5	$97,477	$28,463.28	$15,270	$1,715.87	+$82.2K → RGBD
6	$144,503	$40,202.35	$16,775	$1,933.09	+$127.7K → RGBD
7	$210,316	$55,698.24	$18,490	$2,184.87	+$191.8K → RGBD
8	$300,801	$75,762.48	$20,450	$2,477.63	+$280.4K → RGBD
9	$423,126	$101,269.04	$22,697	$2,819.19	+$400.4K → RGBD
10	$585,877	$133,132.32	$25,280	$3,219.02	+$560.6K → RGBD

RGBD vs XYLD: Complete Analysis 2026

RGBD — Stock

Regional Brands Inc., through its subsidiaries, engages in the sale and distribution of windows, doors, and related hardware for use in commercial and residential buildings in the United States. It offers commercial windows, such as architectural aluminum, clad wood, fiberglass, composite, and diamond windows, as well as curtainwall and storefront products, interior fire rated glass and framing systems, and fiberglass reinforced entry door systems; and design development, budgeting, sample installation, energy surveys, prime contractor or subcontractor, bondable, complete submittal packages, installation, and other services. The company also distributes and installs commercial doors, frames, and hardware products, including wood doors, hollow metal doors and frames, locks, closers, exit devices, automatic operators, and other products. In addition, it supplies and installs specialty products comprising operable partitions, accordion doors, vertical folding walls, smoke and fire curtains, movable glass partition, and horizontal sliding fire doors, as well as repair services for its products. The company was formerly known as 4net Software, Inc. and changed its name to Regional Brands Inc. in May 2016. Regional Brands Inc. was founded in 1928 and is based in Mayfield Heights, Ohio.

Full RGBD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.