HomeCompareRGHYX vs SCHD

RGHYX vs SCHD: Dividend Comparison 2026

RGHYX yields 6.63% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RGHYX wins by $2.0K in total portfolio value
10 years
RGHYX
RGHYX
● Live price
6.63%
Share price
$9.82
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,011.13
Full RGHYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — RGHYX vs SCHD

📍 RGHYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRGHYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RGHYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RGHYX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RGHYX
Annual income on $10K today (after 15% tax)
$563.72/yr
After 10yr DRIP, annual income (after tax)
$859.46/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, RGHYX beats the other by $500.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RGHYX + SCHD for your $10,000?

RGHYX: 50%SCHD: 50%
100% SCHD50/50100% RGHYX
Portfolio after 10yr
$30.0K
Annual income
$716.86/yr
Blended yield
2.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RGHYX buys
0
SCHD buys
0
No recent congressional trades found for RGHYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRGHYXSCHD
Forward yield6.63%3.44%
Annual dividend / share$0.65$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.0K$29.0K
Annual income after 10y$1,011.13$422.61
Total dividends collected$8.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RGHYX vs SCHD ($10,000, DRIP)

YearRGHYX PortfolioRGHYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,363$663.20$11,224$344.10+$139.00RGHYX
2$12,863$704.30$12,567$354.98+$296.00RGHYX
3$14,508$745.10$14,038$365.30+$470.00RGHYX
4$16,309$785.44$15,648$375.06+$661.00RGHYX
5$18,276$825.18$17,410$384.27+$866.00RGHYX
6$20,420$864.20$19,335$392.95+$1.1KRGHYX
7$22,752$902.39$21,437$401.10+$1.3KRGHYX
8$25,284$939.66$23,733$408.75+$1.6KRGHYX
9$28,030$975.92$26,237$415.91+$1.8KRGHYX
10$31,003$1,011.13$28,968$422.61+$2.0KRGHYX

RGHYX vs SCHD: Complete Analysis 2026

RGHYXStock

The investment seeks to achieve a high level of total return consisting of income and capital appreciation. The fund normally invests at least 80% of its assets in fixed income securities and/or investments that, at the time of purchase, have similar economic characteristics as fixed income securities that are non-investment grade (high yield /junk bond), and are considered by the adviser to have the potential to provide a high level of total return. Up to 20% of the fund's total assets may be invested in other securities, including investment grade securities.

Full RGHYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.