Is RGPCF or XYLD a better dividend investment in 2026?

RGPCF currently yields 4.36% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RGPCF and XYLD?

RGPCF has a forward dividend yield of 4.36% ($0.05/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.62 percentage points.

Home › Compare › RGPCF vs XYLD

RGPCF vs XYLD: Dividend Comparison 2026

RGPCF yields 4.36% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.8K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

RGPCF

● Live price

4.36%

Share price

$1.08

Annual div

$0.05

5Y div CAGR

-28.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.5K

Annual income

$17.54

Full RGPCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RGPCF vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RGPCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RGPCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RGPCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RGPCF

Annual income on $10K today (after 15% tax)

$370.58/yr

After 10yr DRIP, annual income (after tax)

$14.91/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,721.26/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RGPCF + XYLD for your $10,000?

RGPCF: 50%XYLD: 50%

100% XYLD50/50100% RGPCF

Portfolio after 10yr

$23.4K

Annual income

$1,618.28/yr

Blended yield

6.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RGPCF buys

XYLD buys

No recent congressional trades found for RGPCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRGPCFXYLD

Forward yield	4.36%	10.98% ✓
Annual dividend / share	$0.05	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-28.1%	0% ✓
Portfolio after 10y	$21.5K	$25.3K ✓
Annual income after 10y	$17.54	$3,219.02 ✓
Total dividends collected	$1.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RGPCF vs XYLD ($10,000, DRIP)

Year	RGPCF Portfolio	RGPCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,013	$313.47	$10,818	$1,098.39	+$195.00 → RGPCF
2	$12,016	$231.99	$11,738	$1,222.51	+$278.00 → RGPCF
3	$13,028	$170.08	$12,774	$1,364.64	+$254.00 → RGPCF
4	$14,063	$123.91	$13,944	$1,527.86	+$119.00 → RGPCF
5← crossover	$15,138	$89.88	$15,270	$1,715.87	$132.00 → XYLD
6	$16,262	$65.01	$16,775	$1,933.09	$513.00 → XYLD
7	$17,448	$46.93	$18,490	$2,184.87	$1.0K → XYLD
8	$18,703	$33.83	$20,450	$2,477.63	$1.7K → XYLD
9	$20,036	$24.37	$22,697	$2,819.19	$2.7K → XYLD
10	$21,457	$17.54	$25,280	$3,219.02	$3.8K → XYLD

RGPCF vs XYLD: Complete Analysis 2026

RGPCF — Stock

Ratch Group Public Company Limited, through its subsidiaries, engages in generation and sale of electricity in Thailand, Australia, and internationally. The company operates through four segments: Domestic Electricity Generating, Renewable Energy, International Power Projects, and Related Business and Infrastructure segments. It generates electricity through natural gas, coal, and fuel oil, as well as solar power, wind power, and biomass renewable projects. Ratch Group Public Company Limited also offers power plant operation and maintenance services, as well as invests in the power energy business. The company was formerly known as Ratchaburi Electricity Generating Holding Public Company Limited and changed its name to Ratch Group Public Company Limited in April 2019. Ratch Group Public Company Limited was incorporated in 2000 and is based in Nonthaburi, Thailand.

Full RGPCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.