Is RGVGX or HDV a better dividend investment in 2026?

RGVGX currently yields 4.38% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: RGVGX offers higher current income.

What is the dividend yield difference between RGVGX and HDV?

RGVGX has a forward dividend yield of 4.38% ($0.52/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.46 percentage points.

Home › Compare › RGVGX vs HDV

RGVGX vs HDV: Dividend Comparison 2026

RGVGX yields 4.38% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RGVGX wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RGVGX

● Live price

4.38%

Share price

$11.97

Annual div

$0.52

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$580.67

Full RGVGX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — RGVGX vs HDV

📍 RGVGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RGVGX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RGVGX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RGVGX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RGVGX

Annual income on $10K today (after 15% tax)

$372.64/yr

After 10yr DRIP, annual income (after tax)

$493.57/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, RGVGX beats the other by $193.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RGVGX + HDV for your $10,000?

RGVGX: 50%HDV: 50%

100% HDV50/50100% RGVGX

Portfolio after 10yr

$25.5K

Annual income

$466.69/yr

Blended yield

1.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RGVGX buys

HDV buys

No recent congressional trades found for RGVGX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRGVGXHDV

Forward yield	4.38% ✓	2.92%
Annual dividend / share	$0.52	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.6K ✓	$24.3K
Annual income after 10y	$580.67 ✓	$352.73
Total dividends collected	$5.1K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RGVGX vs HDV ($10,000, DRIP)

Year	RGVGX Portfolio	RGVGX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,138	$438.40	$11,002	$292.38	+$136.00 → RGVGX
2	$12,374	$456.36	$12,084	$300.36	+$290.00 → RGVGX
3	$13,714	$473.83	$13,250	$308.02	+$464.00 → RGVGX
4	$15,165	$490.79	$14,506	$315.35	+$659.00 → RGVGX
5	$16,734	$507.20	$15,858	$322.35	+$876.00 → RGVGX
6	$18,429	$523.06	$17,313	$329.04	+$1.1K → RGVGX
7	$20,257	$538.34	$18,878	$335.42	+$1.4K → RGVGX
8	$22,228	$553.03	$20,560	$341.49	+$1.7K → RGVGX
9	$24,351	$567.14	$22,367	$347.25	+$2.0K → RGVGX
10	$26,636	$580.67	$24,307	$352.73	+$2.3K → RGVGX

RGVGX vs HDV: Complete Analysis 2026

RGVGX — Stock

The fund invests at least 80% of its assets in securities that are guaranteed or sponsored by the U.S. government, its agencies and instrumentalities, including bonds and other debt securities denominated in U.S. dollars, which may be represented by derivatives. It may also invest in mortgage-backed securities issued by federal agencies and instrumentalities that are not backed by the full faith and credit of the U.S. government.

Full RGVGX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.