HomeCompareRHBAF vs PM

RHBAF vs PM: Dividend Comparison 2026

RHBAF yields 10.21% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RHBAF wins by $500027.00M in total portfolio value
10 years
RHBAF
RHBAF
● Live price
10.21%
Share price
$1.22
Annual div
$0.12
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$500027.05M
Annual income
$490,790,288,288.21
Full RHBAF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RHBAF vs PM

📍 RHBAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRHBAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RHBAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RHBAF pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RHBAF
Annual income on $10K today (after 15% tax)
$867.63/yr
After 10yr DRIP, annual income (after tax)
$417,171,745,044.98/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RHBAF beats the other by $417,171,742,926.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RHBAF + PM for your $10,000?

RHBAF: 50%PM: 50%
100% PM50/50100% RHBAF
Portfolio after 10yr
$250013.55M
Annual income
$245,395,145,390.11/yr
Blended yield
98.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RHBAF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.1
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RHBAF buys
0
PM buys
0
No recent congressional trades found for RHBAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRHBAFPM
Forward yield10.21%3.48%
Annual dividend / share$0.12$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$500027.05M$49.6K
Annual income after 10y$490,790,288,288.21$2,492.02
Total dividends collected$499402.32M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: RHBAF vs PM ($10,000, DRIP)

YearRHBAF PortfolioRHBAF Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,741$2,041.48$11,648$408.29+$1.1KRHBAF
2$18,495$4,861.95$13,589$495.90+$4.9KRHBAF
3$32,982$13,191.63$15,877$603.21+$17.1KRHBAF
4$79,260$43,969.84$18,580$734.88+$60.7KRHBAF
5$282,316$197,507.74$21,781$896.75+$260.5KRHBAF
6$1,617,033$1,314,955.16$25,578$1,096.12+$1.59MRHBAF
7$15,808,209$14,077,983.73$30,092$1,342.17+$15.78MRHBAF
8$274,161,810$257,247,025.37$35,470$1,646.46+$274.13MRHBAF
9$8,632,485,260$8,339,132,123.86$41,892$2,023.58+$8632.44MRHBAF
10$500,027,047,516$490,790,288,288.21$49,578$2,492.02+$500027.00MRHBAF

RHBAF vs PM: Complete Analysis 2026

RHBAFStock

RHB Bank Berhad provides commercial banking and finance related products and services in Malaysia and internationally. Its Group Community Banking segment offers mortgages, non-residential mortgages, hire purchase, purchase of securities, credit cards, other personal loans, financing, remittance, deposits collection, investment related, and bancassurance/bancatakaful products to individual customers; financing solutions to SMEs and family-owned enterprises, as well as trade and cash management solutions for SMEs. The company's Group Wholesale Banking segment provides treasury products and solutions; advisory services, such as corporate and debt restructuring, mergers and acquisitions, takeovers, as well as fundraising services for institutional and retail clients; stockbroking and investment banking products and services; management of unit trust funds, investment management advisory, private mandates, product development, and trustee services; financing, deposits, cash management, trade finance, FX and remittance services; and supply chain financing solutions. Its Group International Business segment offers commercial banking related products and services in Singapore, Thailand, Brunei, Cambodia, and Lao. The company's Insurance segment provides general insurance for retail, SME, commercial, and corporate customers. Its Support Center and Others segment offers nominee, property investment and rental of premises, and other related financial services. The company also provides Islamic banking, leasing, offshore trust, general insurance, and custodian services, as well as fiduciary services. In addition, it offers corporate secretarial services; leasing of industrial construction, business equipment, and motor vehicles; private equity investment; securities dealing and margin financing; dealing in futures and options contracts; securities brokerage and underwriting; and property management. RHB Bank Berhad is based in Kuala Lumpur, Malaysia.

Full RHBAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.