HomeCompareRHCGF vs SPHD

RHCGF vs SPHD: Dividend Comparison 2026

RHCGF yields 141.84% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RHCGF wins by $29.0K in total portfolio value
10 years
RHCGF
RHCGF
● Live price
141.84%
Share price
$1.41
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$39.05
Full RHCGF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RHCGF vs SPHD

📍 RHCGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRHCGFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RHCGF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RHCGF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RHCGF
Annual income on $10K today (after 15% tax)
$12,056.74/yr
After 10yr DRIP, annual income (after tax)
$33.19/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $449.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RHCGF + SPHD for your $10,000?

RHCGF: 50%SPHD: 50%
100% SPHD50/50100% RHCGF
Portfolio after 10yr
$41.0K
Annual income
$303.20/yr
Blended yield
0.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RHCGF buys
0
SPHD buys
0
No recent congressional trades found for RHCGF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRHCGFSPHD
Forward yield141.84%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$55.5K$26.5K
Annual income after 10y$39.05$567.37
Total dividends collected$21.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RHCGF vs SPHD ($10,000, DRIP)

YearRHCGF PortfolioRHCGF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$17,792$7,092.20$11,130$430.50+$6.7KRHCGF
2$24,934$5,896.53$12,357$447.82+$12.6KRHCGF
3$30,541$3,861.43$13,687$464.65+$16.9KRHCGF
4$34,889$2,210.16$15,126$480.98+$19.8KRHCGF
5$38,511$1,179.82$16,682$496.78+$21.8KRHCGF
6$41,815$608.55$18,362$512.03+$23.5KRHCGF
7$45,051$308.77$20,174$526.72+$24.9KRHCGF
8$48,360$155.45$22,127$540.84+$26.2KRHCGF
9$51,824$77.98$24,230$554.39+$27.6KRHCGF
10$55,490$39.05$26,493$567.37+$29.0KRHCGF

RHCGF vs SPHD: Complete Analysis 2026

RHCGFStock

Ryman Healthcare Limited develops, owns, and operates integrated retirement villages, rest homes, and hospitals for the elderly in New Zealand and Australia. The company's villages provide a range of retirement living and care options, such as independent townhouses and apartments, and serviced apartments, as well as a care center, which offers rest homes, hospitals, dementia-level care, and respite and day care services. Its villages also provide all-weather bowling green, indoor heated swimming pool and spa, gym, internal atrium, beauty and hairdressing salons, library, dining room, internet café, bar, lounges, croquet laws, shops, and movie theatre facilities. As of May 20, 2022, Ryman Healthcare Limited owned and operated 45 retirement villages with approximately 8,538 retirement village units and 4,239 care units. The company was founded in 1984 and is based in Christchurch, New Zealand.

Full RHCGF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.