Is RHCGF or XYLD a better dividend investment in 2026?

RHCGF currently yields 141.84% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: RHCGF offers higher current income.

What is the dividend yield difference between RHCGF and XYLD?

RHCGF has a forward dividend yield of 141.84% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 130.86 percentage points.

Home › Compare › RHCGF vs XYLD

RHCGF vs XYLD: Dividend Comparison 2026

RHCGF yields 141.84% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RHCGF wins by $30.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RHCGF

● Live price

141.84%

Share price

$1.41

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.5K

Annual income

$39.05

Full RHCGF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — RHCGF vs XYLD

📍 RHCGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RHCGF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RHCGF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RHCGF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RHCGF

Annual income on $10K today (after 15% tax)

$12,056.74/yr

After 10yr DRIP, annual income (after tax)

$33.19/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,702.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RHCGF + XYLD for your $10,000?

RHCGF: 50%XYLD: 50%

100% XYLD50/50100% RHCGF

Portfolio after 10yr

$40.4K

Annual income

$1,629.03/yr

Blended yield

4.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RHCGF buys

XYLD buys

No recent congressional trades found for RHCGF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRHCGFXYLD

Forward yield	141.84% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$55.5K ✓	$25.3K
Annual income after 10y	$39.05	$3,219.02 ✓
Total dividends collected	$21.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RHCGF vs XYLD ($10,000, DRIP)

Year	RHCGF Portfolio	RHCGF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$17,792	$7,092.20	$10,818	$1,098.39	+$7.0K → RHCGF
2	$24,934	$5,896.53	$11,738	$1,222.51	+$13.2K → RHCGF
3	$30,541	$3,861.43	$12,774	$1,364.64	+$17.8K → RHCGF
4	$34,889	$2,210.16	$13,944	$1,527.86	+$20.9K → RHCGF
5	$38,511	$1,179.82	$15,270	$1,715.87	+$23.2K → RHCGF
6	$41,815	$608.55	$16,775	$1,933.09	+$25.0K → RHCGF
7	$45,051	$308.77	$18,490	$2,184.87	+$26.6K → RHCGF
8	$48,360	$155.45	$20,450	$2,477.63	+$27.9K → RHCGF
9	$51,824	$77.98	$22,697	$2,819.19	+$29.1K → RHCGF
10	$55,490	$39.05	$25,280	$3,219.02	+$30.2K → RHCGF

RHCGF vs XYLD: Complete Analysis 2026

RHCGF — Stock

Ryman Healthcare Limited develops, owns, and operates integrated retirement villages, rest homes, and hospitals for the elderly in New Zealand and Australia. The company's villages provide a range of retirement living and care options, such as independent townhouses and apartments, and serviced apartments, as well as a care center, which offers rest homes, hospitals, dementia-level care, and respite and day care services. Its villages also provide all-weather bowling green, indoor heated swimming pool and spa, gym, internal atrium, beauty and hairdressing salons, library, dining room, internet café, bar, lounges, croquet laws, shops, and movie theatre facilities. As of May 20, 2022, Ryman Healthcare Limited owned and operated 45 retirement villages with approximately 8,538 retirement village units and 4,239 care units. The company was founded in 1984 and is based in Christchurch, New Zealand.

Full RHCGF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.