Is RHILF or VYM a better dividend investment in 2026?

RHILF currently yields 178.57% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RHILF offers higher current income.

What is the dividend yield difference between RHILF and VYM?

RHILF has a forward dividend yield of 178.57% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 176.16 percentage points.

Home › Compare › RHILF vs VYM

RHILF vs VYM: Dividend Comparison 2026

RHILF yields 178.57% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RHILF wins by $62.89M in total portfolio value

INVESTMENT

TIME HORIZON10 years

RHILF

● Live price

178.57%

Share price

$1.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$62.91M

Annual income

$29,936,192.20

Full RHILF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RHILF vs VYM

📍 RHILF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RHILF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RHILF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RHILF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RHILF

Annual income on $10K today (after 15% tax)

$15,178.57/yr

After 10yr DRIP, annual income (after tax)

$25,445,763.37/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, RHILF beats the other by $25,445,526.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RHILF + VYM for your $10,000?

RHILF: 50%VYM: 50%

100% VYM50/50100% RHILF

Portfolio after 10yr

$31.47M

Annual income

$14,968,235.37/yr

Blended yield

47.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RHILF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRHILFVYM

Forward yield	178.57% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$62.91M ✓	$27.8K
Annual income after 10y	$29,936,192.20 ✓	$278.55
Total dividends collected	$58.90M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RHILF vs VYM ($10,000, DRIP)

Year	RHILF Portfolio	RHILF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$28,557	$17,857.14	$11,151	$241.44	+$17.4K → RHILF
2	$78,215	$47,658.78	$12,413	$246.79	+$65.8K → RHILF
3	$205,683	$121,992.76	$13,794	$251.79	+$191.9K → RHILF
4	$519,899	$299,818.53	$15,306	$256.47	+$504.6K → RHILF
5	$1,264,557	$708,265.17	$16,960	$260.84	+$1.25M → RHILF
6	$2,963,097	$1,610,021.03	$18,768	$264.92	+$2.94M → RHILF
7	$6,696,294	$3,525,779.94	$20,745	$268.71	+$6.68M → RHILF
8	$14,611,669	$7,446,634.50	$22,905	$272.24	+$14.59M → RHILF
9	$30,820,422	$15,185,936.42	$25,265	$275.51	+$30.80M → RHILF
10	$62,914,044	$29,936,192.20	$27,842	$278.55	+$62.89M → RHILF

RHILF vs VYM: Complete Analysis 2026

RHILF — Stock

Round Hill Music Royalty Fund Limited invests in music intellectual property. It owns and operates a portfolio of 49 catalogues of music copyright properties. The company was incorporated in 2020 and is based in Saint Peter Port, the Channel Islands.

Full RHILF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.