HomeCompareRICAX vs SPHD

RICAX vs SPHD: Dividend Comparison 2026

RICAX yields 10.80% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RICAX wins by $14.3K in total portfolio value
10 years
RICAX
RICAX
● Live price
10.80%
Share price
$56.94
Annual div
$6.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$2,125.09
Full RICAX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — RICAX vs SPHD

📍 RICAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRICAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RICAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RICAX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RICAX
Annual income on $10K today (after 15% tax)
$918.04/yr
After 10yr DRIP, annual income (after tax)
$1,806.33/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, RICAX beats the other by $1,320.70/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RICAX + SPHD for your $10,000?

RICAX: 50%SPHD: 50%
100% SPHD50/50100% RICAX
Portfolio after 10yr
$33.7K
Annual income
$1,348.20/yr
Blended yield
4.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RICAX buys
0
SPHD buys
0
No recent congressional trades found for RICAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRICAXSPHD
Forward yield10.80%4.33%
Annual dividend / share$6.15$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$40.8K$26.5K
Annual income after 10y$2,125.09$571.32
Total dividends collected$16.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RICAX vs SPHD ($10,000, DRIP)

YearRICAX PortfolioRICAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,780$1,080.05$11,133$432.85+$647.00RICAX
2$13,794$1,189.07$12,363$450.36+$1.4KRICAX
3$16,061$1,301.24$13,695$467.39+$2.4KRICAX
4$18,601$1,415.96$15,138$483.90+$3.5KRICAX
5$21,435$1,532.63$16,697$499.88+$4.7KRICAX
6$24,587$1,650.66$18,382$515.31+$6.2KRICAX
7$28,077$1,769.45$20,198$530.17+$7.9KRICAX
8$31,931$1,888.46$22,157$544.46+$9.8KRICAX
9$36,173$2,007.17$24,266$558.18+$11.9KRICAX
10$40,830$2,125.09$26,536$571.32+$14.3KRICAX

RICAX vs SPHD: Complete Analysis 2026

RICAXStock

The fund invests primarily in common stocks, most of which have a history of paying dividends. It may invest up to 15% of its assets, at the time of purchase, outside the United States. Although the fund focuses on investments in medium to larger capitalization companies, the fund's investments are not limited to a particular capitalization size.

Full RICAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.