HomeCompareRICOY vs PM

RICOY vs PM: Dividend Comparison 2026

RICOY yields 1.61% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RICOY wins by $9.0K in total portfolio value· pulled ahead in Year 10
10 years
RICOY
RICOY
● Live price
1.61%
Share price
$8.38
Annual div
$0.13
5Y div CAGR
44.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$58.6K
Annual income
$14,415.97
Full RICOY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RICOY vs PM

📍 RICOY pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRICOYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RICOY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RICOY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RICOY
Annual income on $10K today (after 15% tax)
$136.49/yr
After 10yr DRIP, annual income (after tax)
$12,253.57/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RICOY beats the other by $10,135.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RICOY + PM for your $10,000?

RICOY: 50%PM: 50%
100% PM50/50100% RICOY
Portfolio after 10yr
$54.1K
Annual income
$8,454.00/yr
Blended yield
15.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RICOY
No analyst data
Altman Z
2.0
Piotroski
8/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RICOY buys
0
PM buys
0
No recent congressional trades found for RICOY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRICOYPM
Forward yield1.61%3.48%
Annual dividend / share$0.13$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.6%17.2%
Portfolio after 10y$58.6K$49.6K
Annual income after 10y$14,415.97$2,492.02
Total dividends collected$34.9K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RICOY vs PM ($10,000, DRIP)

YearRICOY PortfolioRICOY Income/yrPM PortfolioPM Income/yrGap
1$10,932$232.19$11,648$408.29$716.00PM
2$12,040$343.03$13,589$495.90$1.5KPM
3$13,394$510.57$15,877$603.21$2.5KPM
4$15,099$767.54$18,580$734.88$3.5KPM
5$17,325$1,169.30$21,781$896.75$4.5KPM
6$20,351$1,813.18$25,578$1,096.12$5.2KPM
7$24,654$2,878.30$30,092$1,342.17$5.4KPM
8$31,092$4,712.16$35,470$1,646.46$4.4KPM
9$41,299$8,030.91$41,892$2,023.58$593.00PM
10← crossover$58,606$14,415.97$49,578$2,492.02+$9.0KRICOY

RICOY vs PM: Complete Analysis 2026

RICOYStock

Ricoh Company, Ltd. provides various office and commercial printing solutions and related solutions worldwide. It offers multifunctional printers, printers, industrial inkjets, garment and production printers, 3D printers, projectors, video and web conference systems, and interactive whiteboards, as well as inkjet heads and modules. The company also provides digital, spherical, single lens reflex, action, and infrared thermography cameras; and automotive stereo cameras, automotive precision machined parts, and small and low energy mobile ICs. In addition, it produces and markets thermal paper and media for food labels, clothing tags, tickets, and handy terminal papers; manufactures and sells watches; and provides magnetoencephalography systems used in brain activity measurement, indoor location information services, bed sensor systems, automated external defibrillators, integrative medical care cooperation systems, and genetic testing substances. Further, the company provides managed print, application/ business process, communication, intelligent workplace, and information technology services; and solar power facility operations and maintenance services, as well as electricity sales services. Ricoh Company, Ltd. serves manufacturing, retail, healthcare, real estate, travel and tourism, and engineering and construction sectors. The company was formerly known as Riken Optical Co., Ltd. and changed its name to Ricoh Company, Ltd. in 1963. Ricoh Company, Ltd. was founded in 1936 and is headquartered in Tokyo, Japan.

Full RICOY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this RICOY vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RICOY vs SCHDRICOY vs JEPIRICOY vs ORICOY vs KORICOY vs MAINRICOY vs MORICOY vs BTIRICOY vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.