HomeCompareRIDGX vs SCHD

RIDGX vs SCHD: Dividend Comparison 2026

RIDGX yields 10.17% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIDGX wins by $10.2K in total portfolio value
10 years
RIDGX
RIDGX
● Live price
10.17%
Share price
$26.34
Annual div
$2.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.2K
Annual income
$1,925.08
Full RIDGX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RIDGX vs SCHD

📍 RIDGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRIDGXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIDGX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RIDGX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIDGX
Annual income on $10K today (after 15% tax)
$864.13/yr
After 10yr DRIP, annual income (after tax)
$1,636.32/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RIDGX beats the other by $1,274.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIDGX + SCHD for your $10,000?

RIDGX: 50%SCHD: 50%
100% SCHD50/50100% RIDGX
Portfolio after 10yr
$34.1K
Annual income
$1,175.51/yr
Blended yield
3.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIDGX buys
0
SCHD buys
0
No recent congressional trades found for RIDGX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRIDGXSCHD
Forward yield10.17%3.46%
Annual dividend / share$2.68$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.2K$29.0K
Annual income after 10y$1,925.08$425.95
Total dividends collected$14.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RIDGX vs SCHD ($10,000, DRIP)

YearRIDGX PortfolioRIDGX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,717$1,016.63$11,226$346.36+$491.00RIDGX
2$13,650$1,113.22$12,572$357.38+$1.1KRIDGX
3$15,818$1,212.07$14,046$367.84+$1.8KRIDGX
4$18,237$1,312.66$15,660$377.73+$2.6KRIDGX
5$20,929$1,414.46$17,425$387.07+$3.5KRIDGX
6$23,911$1,516.99$19,354$395.86+$4.6KRIDGX
7$27,204$1,619.75$21,461$404.13+$5.7KRIDGX
8$30,831$1,722.30$23,762$411.89+$7.1KRIDGX
9$34,813$1,824.21$26,272$419.15+$8.5KRIDGX
10$39,175$1,925.08$29,010$425.95+$10.2KRIDGX

RIDGX vs SCHD: Complete Analysis 2026

RIDGXStock

Normally the fund invests primarily in income-producing securities. These include equity securities, such as dividend-paying common stocks, and debt securities, such as interest-paying bonds. Generally at least 60% of the fund's assets will be invested in common stocks and other equity-type securities. The fund may also invest up to 30% of its assets in common stocks and other equity-type securities of issuers domiciled outside the United States, including issuers in developing countries.

Full RIDGX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.