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RILA vs STAG: Dividend Comparison 2026

RILA yields 0.12% · STAG yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RILA wins by $1.5K in total portfolio value
10 years
RILA
RILA
● Live price
0.12%
Share price
$10.40
Annual div
$0.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$12.41
Full RILA calculator →
STAG
STAG Industrial Inc.
● Live price
3.44%
Share price
$36.06
Annual div
$1.24
5Y div CAGR
0.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.3K
Annual income
$462.70
Full STAG calculator →

Portfolio growth — RILA vs STAG

📍 RILA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRILASTAG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RILA + STAG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RILA pays
STAG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RILA
Annual income on $10K today (after 15% tax)
$10.46/yr
After 10yr DRIP, annual income (after tax)
$10.55/yr
STAG
Annual income on $10K today (after 15% tax)
$292.69/yr
After 10yr DRIP, annual income (after tax)
$393.29/yr
At 15% tax rate, STAG beats the other by $382.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RILA + STAG for your $10,000?

RILA: 50%STAG: 50%
100% STAG50/50100% RILA
Portfolio after 10yr
$19.1K
Annual income
$237.55/yr
Blended yield
1.24%
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Analyst Conviction Gap

Where Wall Street is most bullish on STAG right now

RILA
No analyst data
STAG
Analyst Ratings
9
Buy
9
Hold
3
Sell
Consensus: Buy
Price Target
$45.00
+24.8% upside vs current
Range: $39.00 — $59.00
Altman Z
1.2
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RILA buys
0
STAG buys
0
No recent congressional trades found for RILA or STAG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRILASTAG
Forward yield0.12%3.44%
Annual dividend / share$0.01$1.24
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0.3%
Portfolio after 10y$19.8K$18.3K
Annual income after 10y$12.41$462.70
Total dividends collected$124.00$4.0K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: RILA vs STAG ($10,000, DRIP)

YearRILA PortfolioRILA Income/yrSTAG PortfolioSTAG Income/yrGap
1← crossover$10,712$12.31$10,665$345.38+$47.00RILA
2$11,474$12.32$11,365$358.01+$109.00RILA
3$12,290$12.34$12,099$370.76+$191.00RILA
4$13,163$12.35$12,870$383.63+$293.00RILA
5$14,096$12.36$13,678$396.60+$418.00RILA
6$15,096$12.37$14,526$409.67+$570.00RILA
7$16,165$12.38$15,413$422.82+$752.00RILA
8$17,309$12.39$16,343$436.05+$966.00RILA
9$18,533$12.40$17,315$449.35+$1.2KRILA
10$19,842$12.41$18,332$462.70+$1.5KRILA

RILA vs STAG: Complete Analysis 2026

RILAStock

RILA targets US stocks of any capitalization perceived to have growth potential. The fund considers equity securities from two growth indices representing all-cap and large-cap companies. Both indices select companies based on growth factor scores and solvency criteria. The fund seeks to build a portfolio with a 65% match to the all-cap index and 35% to the large-cap index. Target allocations may be adjusted based on the fund managers judgment and analysis of broad market conditions and individual securities. The fund considers interest rates, trading volume and market sentiment indicators, market trends and sectors, individual securities, and other financial data. Index reconstitution and rebalancing inform security selection. However, as an actively managed ETF, the fund manager can buy or sell securities as part of their review or at any time at their discretion.

Full RILA Calculator →

STAGREIT

STAG Industrial, Inc. (NYSE: STAG) is a real estate investment trust focused on the acquisition and operation of single-tenant, industrial properties throughout the United States. By targeting this type of property, STAG has developed an investment strategy that helps investors find a powerful balance of income plus growth.

Full STAG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.