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RILYH vs SCHD: Dividend Comparison 2026

RILYH yields 23.16% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.1K in total portfolio value· pulled ahead in Year 5
10 years
RILYH
RILYH
● Live price
23.16%
Share price
$25.52
Annual div
$5.91
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$2.75
Full RILYH calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RILYH vs SCHD

📍 SCHD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRILYHSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RILYH + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RILYH pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RILYH
Annual income on $10K today (after 15% tax)
$1,968.79/yr
After 10yr DRIP, annual income (after tax)
$2.34/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $359.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RILYH + SCHD for your $10,000?

RILYH: 50%SCHD: 50%
100% SCHD50/50100% RILYH
Portfolio after 10yr
$26.5K
Annual income
$214.35/yr
Blended yield
0.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RILYH buys
0
SCHD buys
0
No recent congressional trades found for RILYH or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRILYHSCHD
Forward yield23.16% ✓3.46%
Annual dividend / share$5.91 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0% ✓
Portfolio after 10y$23.9K$29.0K ✓
Annual income after 10y$2.75$425.95 ✓
Total dividends collected$2.5K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RILYH vs SCHD ($10,000, DRIP)

YearRILYH PortfolioRILYH Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,858$1,158.11$11,226$346.36+$632.00 → RILYH
2$13,330$641.73$12,572$357.38+$758.00 → RILYH
3$14,600$337.09$14,046$367.84+$554.00 → RILYH
4$15,795$172.53$15,660$377.73+$135.00 → RILYH
5← crossover$16,987$87.22$17,425$387.07$438.00 → SCHD
6$18,220$43.83$19,354$395.86$1.1K → SCHD
7$19,518$21.97$21,461$404.13$1.9K → SCHD
8$20,895$11.00$23,762$411.89$2.9K → SCHD
9$22,363$5.50$26,272$419.15$3.9K → SCHD
10$23,931$2.75$29,010$425.95$5.1K → SCHD

RILYH vs SCHD: Complete Analysis 2026

RILYH — Stock

RILYH is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RILYH shares.

Full RILYH Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.