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RINIF vs PEP: Dividend Comparison 2026

RINIF yields 2.89% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RINIF wins by $347.82M in total portfolio value
10 years
RINIF
RINIF
● Live price
2.89%
Share price
$24.19
Annual div
$0.70
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$347.96M
Annual income
$326,292,786.43
Full RINIF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — RINIF vs PEP

📍 RINIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRINIFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RINIF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RINIF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RINIF
Annual income on $10K today (after 15% tax)
$245.93/yr
After 10yr DRIP, annual income (after tax)
$277,348,868.47/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, RINIF beats the other by $277,296,274.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RINIF + PEP for your $10,000?

RINIF: 50%PEP: 50%
100% PEP50/50100% RINIF
Portfolio after 10yr
$174.05M
Annual income
$163,177,331.06/yr
Blended yield
93.75%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

RINIF
No analyst data
Altman Z
4.8
Piotroski
4/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RINIF buys
0
PEP buys
0
No recent congressional trades found for RINIF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRINIFPEP
Forward yield2.89%3.63%
Annual dividend / share$0.70$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$347.96M$141.9K
Annual income after 10y$326,292,786.43$61,875.67
Total dividends collected$346.34M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RINIF vs PEP ($10,000, DRIP)

YearRINIF PortfolioRINIF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,279$578.66$10,849$509.42+$430.00RINIF
2$13,288$1,219.90$11,969$750.47+$1.3KRINIF
3$16,905$2,686.42$13,500$1,124.14+$3.4KRINIF
4$24,476$6,388.00$15,680$1,721.66+$8.8KRINIF
5$43,477$17,288.02$18,929$2,715.34+$24.5KRINIF
6$103,921$57,400.30$24,023$4,450.80+$79.9KRINIF
7$367,645$256,449.06$32,510$7,669.92+$335.1KRINIF
8$2,089,170$1,695,789.85$47,709$14,093.60+$2.04MRINIF
9$20,247,488$18,012,076.66$77,415$28,083.48+$20.17MRINIF
10$347,957,599$326,292,786.43$141,922$61,875.67+$347.82MRINIF

RINIF vs PEP: Complete Analysis 2026

RINIFStock

Rinnai Corporation develops, manufactures, and sells heating products in Japan, the United States, Australia, China, South Korea, and Indonesia. The company offers water heaters, including hot-water units, bath hot-water units, hot-water and heating units, gas/solar hybrid hot-water and heating systems, etc.; kitchen appliances, such as tabletop stoves, built-in-stoves, ovens, range food, dishwashers and rice cookers, etc.; and air conditioning appliances comprising fan heaters, fan-forced heaters, infrared heaters, etc. It also provides commercial-use equipment comprising grills, gas stoves and rice cookers, etc.; and living room and dressing room products, as well as others, such as clothes dryers, infrared burners and parts, etc. The company offers its products under the Rinnai brand name. The company was formerly known as Rinnai & Co. and changed its name to Rinnai Corporation in 1971. Rinnai Corporation was incorporated in 1920 and is headquartered in Nagoya, Japan.

Full RINIF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.