HomeCompareRINIY vs VYM

RINIY vs VYM: Dividend Comparison 2026

RINIY yields 1.18% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RINIY wins by $8.12M in total portfolio value· pulled ahead in Year 3
10 years
RINIY
RINIY
● Live price
1.18%
Share price
$15.04
Annual div
$0.18
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$8.15M
Annual income
$7,009,010.40
Full RINIY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — RINIY vs VYM

📍 RINIY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRINIYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RINIY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RINIY pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RINIY
Annual income on $10K today (after 15% tax)
$100.59/yr
After 10yr DRIP, annual income (after tax)
$5,957,658.84/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, RINIY beats the other by $5,957,426.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RINIY + VYM for your $10,000?

RINIY: 50%VYM: 50%
100% VYM50/50100% RINIY
Portfolio after 10yr
$4.09M
Annual income
$3,504,641.67/yr
Blended yield
85.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RINIY buys
0
VYM buys
0
No recent congressional trades found for RINIY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRINIYVYM
Forward yield1.18%2.37%
Annual dividend / share$0.18$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$8.15M$27.8K
Annual income after 10y$7,009,010.40$272.94
Total dividends collected$8.03M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RINIY vs VYM ($10,000, DRIP)

YearRINIY PortfolioRINIY Income/yrVYM PortfolioVYM Income/yrGap
1$10,937$236.68$11,147$237.17$210.00VYM
2$12,186$483.82$12,404$242.33$218.00VYM
3← crossover$14,047$1,007.65$13,780$247.16+$267.00RINIY
4$17,201$2,171.04$15,285$251.67+$1.9KRINIY
5$23,374$4,969.28$16,932$255.88+$6.4KRINIY
6$37,633$12,621.90$18,733$259.81+$18.9KRINIY
7$78,250$37,983.40$20,701$263.46+$57.5KRINIY
8$231,353$147,625.80$22,852$266.86+$208.5KRINIY
9$1,063,377$815,829.05$25,201$270.01+$1.04MRINIY
10$8,146,824$7,009,010.40$27,768$272.94+$8.12MRINIY

RINIY vs VYM: Complete Analysis 2026

RINIYStock

Rinnai Corporation is a Japanese company that manufactures and sells gas water heating, gas home heating, and commercial water heating appliances and their components. The company has operations across the globe, including Australia, Brazil, Europe, the United States, and Southeast Asia. Rinnai supplies kitchen appliances; bath appliances; living appliances, such as gas and floor heating systems; and professional products, such as gas fryers and ranges. These products are sold and distributed to various customers, including utility companies, housing equipment manufacturers, general stores, house makers, and Rinnai's global subsidiaries.

Full RINIY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.