HomeCompareRIPNX vs SCHD

RIPNX vs SCHD: Dividend Comparison 2026

RIPNX yields 1.43% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.3K in total portfolio value
10 years
RIPNX
RIPNX
● Live price
1.43%
Share price
$11.29
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$157.26
Full RIPNX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RIPNX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRIPNXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIPNX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RIPNX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIPNX
Annual income on $10K today (after 15% tax)
$121.82/yr
After 10yr DRIP, annual income (after tax)
$133.67/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $228.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIPNX + SCHD for your $10,000?

RIPNX: 50%SCHD: 50%
100% SCHD50/50100% RIPNX
Portfolio after 10yr
$25.4K
Annual income
$291.60/yr
Blended yield
1.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIPNX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRIPNXSCHD
Forward yield1.43%3.46%
Annual dividend / share$0.16$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.7K$29.0K
Annual income after 10y$157.26$425.95
Total dividends collected$1.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RIPNX vs SCHD ($10,000, DRIP)

YearRIPNX PortfolioRIPNX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,843$143.31$11,226$346.36$383.00SCHD
2$11,748$145.23$12,572$357.38$824.00SCHD
3$12,717$147.05$14,046$367.84$1.3KSCHD
4$13,756$148.77$15,660$377.73$1.9KSCHD
5$14,869$150.40$17,425$387.07$2.6KSCHD
6$16,062$151.93$19,354$395.86$3.3KSCHD
7$17,340$153.38$21,461$404.13$4.1KSCHD
8$18,708$154.75$23,762$411.89$5.1KSCHD
9$20,174$156.04$26,272$419.15$6.1KSCHD
10$21,743$157.26$29,010$425.95$7.3KSCHD

RIPNX vs SCHD: Complete Analysis 2026

RIPNXStock

Normally, the fund invests at least 80% of its net assets in equity securities of such premier companies headquartered outside of the United States. At least 65% of these securities will be issued by small-cap companies, with stock market capitalizations up to $5 billion at the time of investment. Under normal market circumstances, at least 65% of the fund's net assets will be invested in equity securities of international companies headquartered in at least three different countries.

Full RIPNX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.