HomeCompareRIRGX vs VYM

RIRGX vs VYM: Dividend Comparison 2026

RIRGX yields 8.09% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIRGX wins by $6.3K in total portfolio value
10 years
RIRGX
RIRGX
● Live price
8.09%
Share price
$76.51
Annual div
$6.19
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$1,350.75
Full RIRGX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — RIRGX vs VYM

📍 RIRGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRIRGXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIRGX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RIRGX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIRGX
Annual income on $10K today (after 15% tax)
$688.02/yr
After 10yr DRIP, annual income (after tax)
$1,148.14/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, RIRGX beats the other by $911.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIRGX + VYM for your $10,000?

RIRGX: 50%VYM: 50%
100% VYM50/50100% RIRGX
Portfolio after 10yr
$31.0K
Annual income
$814.64/yr
Blended yield
2.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIRGX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRIRGXVYM
Forward yield8.09%2.41%
Annual dividend / share$6.19$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.2K$27.8K
Annual income after 10y$1,350.75$278.55
Total dividends collected$10.8K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RIRGX vs VYM ($10,000, DRIP)

YearRIRGX PortfolioRIRGX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,509$809.44$11,151$241.44+$358.00RIRGX
2$13,186$870.67$12,413$246.79+$773.00RIRGX
3$15,041$932.22$13,794$251.79+$1.2KRIRGX
4$17,088$993.82$15,306$256.47+$1.8KRIRGX
5$19,339$1,055.19$16,960$260.84+$2.4KRIRGX
6$21,809$1,116.09$18,768$264.92+$3.0KRIRGX
7$24,512$1,176.29$20,745$268.71+$3.8KRIRGX
8$27,463$1,235.58$22,905$272.24+$4.6KRIRGX
9$30,679$1,293.79$25,265$275.51+$5.4KRIRGX
10$34,178$1,350.75$27,842$278.55+$6.3KRIRGX

RIRGX vs VYM: Complete Analysis 2026

RIRGXStock

The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). It invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.

Full RIRGX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.