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RIT vs HDV: Dividend Comparison 2026

RIT yields 14.31% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIT wins by $26.9K in total portfolio value
10 years
RIT
RIT
● Live price
14.31%
Share price
$13.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.2K
Annual income
$3,468.81
Full RIT calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — RIT vs HDV

📍 RIT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRITHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIT + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RIT pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIT
Annual income on $10K today (after 15% tax)
$1,216.02/yr
After 10yr DRIP, annual income (after tax)
$2,948.49/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, RIT beats the other by $2,648.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIT + HDV for your $10,000?

RIT: 50%HDV: 50%
100% HDV50/50100% RIT
Portfolio after 10yr
$37.7K
Annual income
$1,910.77/yr
Blended yield
5.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIT buys
0
HDV buys
0
No recent congressional trades found for RIT or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRITHDV
Forward yield14.31% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$51.2K ✓$24.3K
Annual income after 10y$3,468.81 ✓$352.73
Total dividends collected$24.1K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RIT vs HDV ($10,000, DRIP)

YearRIT PortfolioRIT Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$12,131$1,430.62$11,002$292.38+$1.1K → RIT
2$14,602$1,621.89$12,084$300.36+$2.5K → RIT
3$17,448$1,824.56$13,250$308.02+$4.2K → RIT
4$20,707$2,037.63$14,506$315.35+$6.2K → RIT
5$24,417$2,260.02$15,858$322.35+$8.6K → RIT
6$28,617$2,490.54$17,313$329.04+$11.3K → RIT
7$33,348$2,727.96$18,878$335.42+$14.5K → RIT
8$38,653$2,971.00$20,560$341.49+$18.1K → RIT
9$44,577$3,218.37$22,367$347.25+$22.2K → RIT
10$51,166$3,468.81$24,307$352.73+$26.9K → RIT

RIT vs HDV: Complete Analysis 2026

RIT — Stock

RIT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RIT shares.

Full RIT Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.