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RIT vs PM: Dividend Comparison 2026

RIT yields 14.31% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIT wins by $1.6K in total portfolio value
10 years
RIT
RIT
● Live price
14.31%
Share price
$13.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.2K
Annual income
$3,468.81
Full RIT calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — RIT vs PM

📍 RIT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRITPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIT + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RIT pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIT
Annual income on $10K today (after 15% tax)
$1,216.02/yr
After 10yr DRIP, annual income (after tax)
$2,948.49/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, RIT beats the other by $830.27/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RIT + PM for your $10,000?

RIT: 50%PM: 50%
100% PM50/50100% RIT
Portfolio after 10yr
$50.4K
Annual income
$2,980.42/yr
Blended yield
5.92%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RIT
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIT buys
0
PM buys
0
No recent congressional trades found for RIT or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRITPM
Forward yield14.31%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$51.2K$49.6K
Annual income after 10y$3,468.81$2,492.02
Total dividends collected$24.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RIT vs PM ($10,000, DRIP)

YearRIT PortfolioRIT Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,131$1,430.62$11,648$408.29+$483.00RIT
2$14,602$1,621.89$13,589$495.90+$1.0KRIT
3$17,448$1,824.56$15,877$603.21+$1.6KRIT
4$20,707$2,037.63$18,580$734.88+$2.1KRIT
5$24,417$2,260.02$21,781$896.75+$2.6KRIT
6$28,617$2,490.54$25,578$1,096.12+$3.0KRIT
7$33,348$2,727.96$30,092$1,342.17+$3.3KRIT
8$38,653$2,971.00$35,470$1,646.46+$3.2KRIT
9$44,577$3,218.37$41,892$2,023.58+$2.7KRIT
10$51,166$3,468.81$49,578$2,492.02+$1.6KRIT

RIT vs PM: Complete Analysis 2026

RITStock

RIT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RIT shares.

Full RIT Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.