HomeCompareRITGX vs SPHD

RITGX vs SPHD: Dividend Comparison 2026

RITGX yields 6.77% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RITGX wins by $4.8K in total portfolio value
10 years
RITGX
RITGX
● Live price
6.77%
Share price
$9.77
Annual div
$0.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$1,040.59
Full RITGX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RITGX vs SPHD

📍 RITGX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRITGXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RITGX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RITGX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RITGX
Annual income on $10K today (after 15% tax)
$575.27/yr
After 10yr DRIP, annual income (after tax)
$884.50/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RITGX beats the other by $402.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RITGX + SPHD for your $10,000?

RITGX: 50%SPHD: 50%
100% SPHD50/50100% RITGX
Portfolio after 10yr
$28.9K
Annual income
$803.97/yr
Blended yield
2.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RITGX buys
0
SPHD buys
0
No recent congressional trades found for RITGX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRITGXSPHD
Forward yield6.77%4.30%
Annual dividend / share$0.66$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.3K$26.5K
Annual income after 10y$1,040.59$567.37
Total dividends collected$8.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RITGX vs SPHD ($10,000, DRIP)

YearRITGX PortfolioRITGX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,377$676.79$11,130$430.50+$247.00RITGX
2$12,893$719.59$12,357$447.82+$536.00RITGX
3$14,557$762.13$13,687$464.65+$870.00RITGX
4$16,381$804.24$15,126$480.98+$1.3KRITGX
5$18,373$845.76$16,682$496.78+$1.7KRITGX
6$20,546$886.57$18,362$512.03+$2.2KRITGX
7$22,910$926.55$20,174$526.72+$2.7KRITGX
8$25,480$965.60$22,127$540.84+$3.4KRITGX
9$28,267$1,003.64$24,230$554.39+$4.0KRITGX
10$31,286$1,040.59$26,493$567.37+$4.8KRITGX

RITGX vs SPHD: Complete Analysis 2026

RITGXStock

The fund invests primarily in higher yielding and generally lower quality debt securities (rated Ba1 / BB+ or below by Nationally Recognized Statistical Rating Organizations or unrated but determined by the fund's investment adviser to be of equivalent quality), including corporate loan obligations. It may also invest a portion of its assets in securities of issuers domiciled outside the United States.

Full RITGX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this RITGX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RITGX vs SCHDRITGX vs JEPIRITGX vs ORITGX vs KORITGX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.