Is RIVBX or FCPT a better dividend investment in 2026?

RIVBX currently yields 30.72% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: RIVBX offers higher current income.

What is the dividend yield difference between RIVBX and FCPT?

RIVBX has a forward dividend yield of 30.72% ($7.80/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 24.67 percentage points.

Home › Compare › RIVBX vs FCPT

RIVBX vs FCPT: Dividend Comparison 2026

RIVBX yields 30.72% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RIVBX wins by $88.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RIVBX

● Live price

30.72%

Share price

$25.39

Annual div

$7.80

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$137.9K

Annual income

$18,631.18

Full RIVBX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — RIVBX vs FCPT

📍 RIVBX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RIVBX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, RIVBX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RIVBX pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIVBX

Annual income on $10K today (after 15% tax)

$2,610.96/yr

After 10yr DRIP, annual income (after tax)

$15,836.50/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, RIVBX beats the other by $10,927.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIVBX + FCPT for your $10,000?

RIVBX: 50%FCPT: 50%

100% FCPT50/50100% RIVBX

Portfolio after 10yr

$93.5K

Annual income

$12,203.23/yr

Blended yield

13.05%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

RIVBX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIVBX buys

FCPT buys

No recent congressional trades found for RIVBX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRIVBXFCPT

Forward yield	30.72% ✓	6.05%
Annual dividend / share	$7.80 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$137.9K ✓	$49.1K
Annual income after 10y	$18,631.18 ✓	$5,775.28
Total dividends collected	$95.0K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: RIVBX vs FCPT ($10,000, DRIP)

Year	RIVBX Portfolio	RIVBX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$13,772	$3,071.72	$11,401	$700.92	+$2.4K → RIVBX
2	$18,689	$3,953.54	$13,064	$864.84	+$5.6K → RIVBX
3	$25,012	$5,014.26	$15,051	$1,072.48	+$10.0K → RIVBX
4	$33,034	$6,271.56	$17,442	$1,337.22	+$15.6K → RIVBX
5	$43,088	$7,741.23	$20,340	$1,677.08	+$22.7K → RIVBX
6	$55,541	$9,436.64	$23,880	$2,116.57	+$31.7K → RIVBX
7	$70,797	$11,368.14	$28,241	$2,689.36	+$42.6K → RIVBX
8	$89,295	$13,542.77	$33,660	$3,442.07	+$55.6K → RIVBX
9	$111,510	$15,963.91	$40,456	$4,439.95	+$71.1K → RIVBX
10	$137,947	$18,631.18	$49,063	$5,775.28	+$88.9K → RIVBX

RIVBX vs FCPT: Complete Analysis 2026

RIVBX — Stock

Under normal circumstances, the fund invests in equity securities of companies of any size, including small- and mid-capitalization companies. Its investments in foreign securities are primarily comprised of U.S. dollar-denominated securities of foreign issuers traded in the United States and American Depositary Receipts ("ADRs"). The fund's investments in equity securities may include common stock, preferred stock and convertible securities. While it invests primarily in equity securities of U.S. issuers, the fund may invest in securities of non-U.S. issuers.

Full RIVBX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this RIVBX vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RIVBX vs SCHD RIVBX vs JEPI RIVBX vs O RIVBX vs KO RIVBX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.