Is RIVBX or QYLD a better dividend investment in 2026?

RIVBX currently yields 30.72% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: RIVBX offers higher current income.

What is the dividend yield difference between RIVBX and QYLD?

RIVBX has a forward dividend yield of 30.72% ($7.80/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 18.80 percentage points.

Home › Compare › RIVBX vs QYLD

RIVBX vs QYLD: Dividend Comparison 2026

RIVBX yields 30.72% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RIVBX wins by $112.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RIVBX

● Live price

30.72%

Share price

$25.39

Annual div

$7.80

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$137.9K

Annual income

$18,631.18

Full RIVBX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RIVBX vs QYLD

📍 RIVBX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RIVBX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RIVBX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RIVBX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIVBX

Annual income on $10K today (after 15% tax)

$2,610.96/yr

After 10yr DRIP, annual income (after tax)

$15,836.50/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RIVBX beats the other by $11,026.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RIVBX + QYLD for your $10,000?

RIVBX: 50%QYLD: 50%

100% QYLD50/50100% RIVBX

Portfolio after 10yr

$81.7K

Annual income

$12,145.25/yr

Blended yield

14.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIVBX buys

QYLD buys

No recent congressional trades found for RIVBX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRIVBXQYLD

Forward yield	30.72% ✓	11.92%
Annual dividend / share	$7.80 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$137.9K ✓	$25.4K
Annual income after 10y	$18,631.18 ✓	$5,659.31
Total dividends collected	$95.0K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RIVBX vs QYLD ($10,000, DRIP)

Year	RIVBX Portfolio	RIVBX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,772	$3,071.72	$10,352	$1,192.36	+$3.4K → RIVBX
2	$18,689	$3,953.54	$10,830	$1,347.57	+$7.9K → RIVBX
3	$25,012	$5,014.26	$11,460	$1,539.07	+$13.6K → RIVBX
4	$33,034	$6,271.56	$12,275	$1,777.84	+$20.8K → RIVBX
5	$43,088	$7,741.23	$13,323	$2,078.95	+$29.8K → RIVBX
6	$55,541	$9,436.64	$14,667	$2,463.34	+$40.9K → RIVBX
7	$70,797	$11,368.14	$16,396	$2,960.57	+$54.4K → RIVBX
8	$89,295	$13,542.77	$18,631	$3,612.97	+$70.7K → RIVBX
9	$111,510	$15,963.91	$21,548	$4,482.15	+$90.0K → RIVBX
10	$137,947	$18,631.18	$25,398	$5,659.31	+$112.5K → RIVBX

RIVBX vs QYLD: Complete Analysis 2026

RIVBX — Stock

Under normal circumstances, the fund invests in equity securities of companies of any size, including small- and mid-capitalization companies. Its investments in foreign securities are primarily comprised of U.S. dollar-denominated securities of foreign issuers traded in the United States and American Depositary Receipts ("ADRs"). The fund's investments in equity securities may include common stock, preferred stock and convertible securities. While it invests primarily in equity securities of U.S. issuers, the fund may invest in securities of non-U.S. issuers.

Full RIVBX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.