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RIVT vs SCHD: Dividend Comparison 2026

RIVT yields 20000000.00% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIVT wins by $4.875981653489057e+49M in total portfolio value
10 years
RIVT
RIVT
● Live price
20000000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.875981653489057e+49M
Annual income
$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00
Full RIVT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — RIVT vs SCHD

📍 RIVT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRIVTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIVT + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RIVT pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIVT
Annual income on $10K today (after 15% tax)
$1,700,000,000.00/yr
After 10yr DRIP, annual income (after tax)
$41,445,436,407,424,570,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, RIVT beats the other by $41,445,436,407,424,570,000,000,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RIVT + SCHD for your $10,000?

RIVT: 50%SCHD: 50%
100% SCHD50/50100% RIVT
Portfolio after 10yr
$2.4379908267445285e+49M
Annual income
$24,379,668,474,955,630,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
100.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIVT buys
0
SCHD buys
0
No recent congressional trades found for RIVT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRIVTSCHD
Forward yield20000000.00% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$4.875981653489057e+49M$29.0K ✓
Annual income after 10y$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00 ✓$422.61
Total dividends collected$4.875978515990276e+49M ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RIVT vs SCHD ($10,000, DRIP)

YearRIVT PortfolioRIVT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$2,000,010,700$2,000,000,000.00$11,224$344.10+$2000.00M → RIVT
2$373,835,915,712,384$373,833,775,700,934.50$12,567$354.98+$373835915.70M → RIVT
3$65,304,953,364,964,970,000$65,304,553,360,535,160,000.00$14,038$365.30+$65304953364964.95M → RIVT
4$10,661,728,832,755,500,000,000,000$10,661,658,956,455,399,000,000,000.00$15,648$375.06+$10661728832755499008.00M → RIVT
5$1,626,767,783,781,495,000,000,000,000,000$1,626,756,375,731,643,800,000,000,000,000.00$17,410$384.27+$1.626767783781495e+24M → RIVT
6$231,974,330,054,625,100,000,000,000,000,000,000$231,972,589,413,096,470,000,000,000,000,000,000.00$19,335$392.95+$2.319743300546251e+29M → RIVT
7$30,915,106,403,922,057,000,000,000,000,000,000,000,000$30,914,858,191,388,900,000,000,000,000,000,000,000,000.00$21,437$401.10+$3.0915106403922057e+34M → RIVT
8$3,850,507,985,839,278,000,000,000,000,000,000,000,000,000,000$3,850,474,906,675,425,000,000,000,000,000,000,000,000,000,000.00$23,733$408.75+$3.8505079858392777e+39M → RIVT
9$448,210,261,035,314,200,000,000,000,000,000,000,000,000,000,000,000$448,206,140,991,769,400,000,000,000,000,000,000,000,000,000,000,000.00$26,237$415.91+$4.4821026103531426e+44M → RIVT
10$48,759,816,534,890,570,000,000,000,000,000,000,000,000,000,000,000,000,000$48,759,336,949,911,260,000,000,000,000,000,000,000,000,000,000,000,000,000.00$28,968$422.61+$4.875981653489057e+49M → RIVT

RIVT vs SCHD: Complete Analysis 2026

RIVT — Stock

Riviera Tool Company designs, develops, manufactures, and sells metal stamping die systems used in the production of sheet metal parts and assemblies for the automotive industry. It also offers tool designs and prototype tooling and parts. The company's stamping die systems are used in the production of automobile and truck body parts, such as roofs, hoods, fenders, doors, door frames, structural components, and bumpers. It sells its tooling systems to either original equipment manufacturer directly or to manufacturers of products under contract with such OEMs. The company was founded in 1967 and is based in Grand Rapids, Michigan.

Full RIVT Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.