HomeCompareRJA vs PM

RJA vs PM: Dividend Comparison 2026

RJA yields 21.83% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RJA wins by $32.0K in total portfolio value
10 years
RJA
RJA
● Live price
21.83%
Share price
$9.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$81.7K
Annual income
$8,158.55
Full RJA calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — RJA vs PM

📍 RJA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJAPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RJA + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RJA pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJA
Annual income on $10K today (after 15% tax)
$1,855.90/yr
After 10yr DRIP, annual income (after tax)
$6,934.77/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, RJA beats the other by $4,807.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RJA + PM for your $10,000?

RJA: 50%PM: 50%
100% PM50/50100% RJA
Portfolio after 10yr
$65.7K
Annual income
$5,330.59/yr
Blended yield
8.12%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

RJA
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJA buys
0
PM buys
0
No recent congressional trades found for RJA or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJAPM
Forward yield21.83%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$81.7K$49.6K
Annual income after 10y$8,158.55$2,502.61
Total dividends collected$48.5K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RJA vs PM ($10,000, DRIP)

YearRJA PortfolioRJA Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,883$2,183.41$11,650$409.56+$1.2KRJA
2$16,414$2,628.94$13,592$497.49+$2.8KRJA
3$20,693$3,130.30$15,882$605.21+$4.8KRJA
4$25,830$3,688.22$18,589$737.41+$7.2KRJA
5$31,941$4,302.57$21,794$899.94+$10.1KRJA
6$39,149$4,972.37$25,597$1,100.16+$13.6KRJA
7$47,585$5,695.80$30,118$1,347.30+$17.5KRJA
8$57,387$6,470.26$35,505$1,652.97+$21.9KRJA
9$68,696$7,292.48$41,940$2,031.88+$26.8KRJA
10$81,663$8,158.55$49,643$2,502.61+$32.0KRJA

RJA vs PM: Complete Analysis 2026

RJAStock

The index represents the value of a basket of 20 agricultural commodity futures contracts.

Full RJA Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this RJA vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RJA vs SCHDRJA vs JEPIRJA vs ORJA vs KORJA vs MAINRJA vs MORJA vs BTIRJA vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.