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RJA vs XYLD: Dividend Comparison 2026

RJA yields 21.83% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RJA wins by $56.4K in total portfolio value
10 years
RJA
RJA
● Live price
21.83%
Share price
$9.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$81.7K
Annual income
$8,158.55
Full RJA calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — RJA vs XYLD

📍 RJA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJAXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RJA + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RJA pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJA
Annual income on $10K today (after 15% tax)
$1,855.90/yr
After 10yr DRIP, annual income (after tax)
$6,934.77/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, RJA beats the other by $4,198.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RJA + XYLD for your $10,000?

RJA: 50%XYLD: 50%
100% XYLD50/50100% RJA
Portfolio after 10yr
$53.5K
Annual income
$5,688.79/yr
Blended yield
10.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJA buys
0
XYLD buys
0
No recent congressional trades found for RJA or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJAXYLD
Forward yield21.83% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$81.7K ✓$25.3K
Annual income after 10y$8,158.55 ✓$3,219.02
Total dividends collected$48.5K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RJA vs XYLD ($10,000, DRIP)

YearRJA PortfolioRJA Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,883$2,183.41$10,818$1,098.39+$2.1K → RJA
2$16,414$2,628.94$11,738$1,222.51+$4.7K → RJA
3$20,693$3,130.30$12,774$1,364.64+$7.9K → RJA
4$25,830$3,688.22$13,944$1,527.86+$11.9K → RJA
5$31,941$4,302.57$15,270$1,715.87+$16.7K → RJA
6$39,149$4,972.37$16,775$1,933.09+$22.4K → RJA
7$47,585$5,695.80$18,490$2,184.87+$29.1K → RJA
8$57,387$6,470.26$20,450$2,477.63+$36.9K → RJA
9$68,696$7,292.48$22,697$2,819.19+$46.0K → RJA
10$81,663$8,158.55$25,280$3,219.02+$56.4K → RJA

RJA vs XYLD: Complete Analysis 2026

RJA — Stock

The index represents the value of a basket of 20 agricultural commodity futures contracts.

Full RJA Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.